Gender dynamics of the impact of cash transfer on female educational expenditure of informal settlements in Bangladesh

Gender-biased educational investment remains a critical issue for vulnerable households. Despite increased female enrolment in the past decade, motivation to invest on female education remains low. Resource scarcity and low woman empowerment are two major reasons of low educational expenditure on female children of a vulnerable household. As the most vulnerable households in a society, informal settlers (slum households) are supposed to spend less on female children. However, whether there is any gender bias in informally settled households’ spending on education remains a question. Further, Cash Transfer (CT) programs provide resources to vulnerable households for investing on human capital elements like education. This study aims to examine three research questions: whether a informally settled household’s spending on education is gender biased, whether the households in which women receive CT spend more for female education than those in which women do not receive CT, and finally whether the impact of female receipt of CT differs from that of male receipt of CT in terms of female education expenditure. As the assignment of female access to CT is not randomized, the simple comparison between the treated and untreated suffers from selection bias. We employ propensity score matching (PSM) as an identification strategy to address selection bias. Inverse probability weighted regression adjustment (IPWRA) has been applied as a robustness check. The study's policy implications highlight the significance for policymakers in the domains of women's education, empowerment, and the achievement of Sustainable Development Goals.