The cost of racially equal approval rates in mortgage lending
Author
Abstract
Suggested Citation
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
References listed on IDEAS
- Munnell, Alicia H. & Geoffrey M. B. Tootell & Lynn E. Browne & James McEneaney, 1996.
"Mortgage Lending in Boston: Interpreting HMDA Data,"
American Economic Review, American Economic Association, vol. 86(1), pages 25-53, March.
- Lynn E. Browne & James McEneaney & Alicia H. Munnell & Geoffrey M. B. Tootell, 1992. "Mortgage lending in Boston: interpreting HMDA data," Working Papers 92-7, Federal Reserve Bank of Boston.
- Michael Ferguson & Stephen Peters, 1997. "Cultural Affinity and Lending Discrimination: The Impact of Underwriting Errors and Credit Risk Distribution on Applicant Denial Rates," Journal of Financial Services Research, Springer;Western Finance Association, vol. 11(1), pages 153-168, February.
- Ferguson, Michael F & Peters, Stephen R, 1995. "What Constitutes Evidence of Discrimination in Lending?," Journal of Finance, American Finance Association, vol. 50(2), pages 739-748, June.
- Kerry D. Vandell, 1993. "Handing Over the Keys: A Perspective on Mortgage Default Research," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 21(3), pages 211-246, September.
- Donald F. Cunningham & Patric H. Hendershott, 1984. "Pricing FHA Mortgage Default Insurance," NBER Working Papers 1382, National Bureau of Economic Research, Inc.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Block, Walter & Snow, Nicholas & Stringham, Edward, 2008. "Banks, insurance companies, and discrimination," MPRA Paper 26035, University Library of Munich, Germany.
- Song Han, 2004. "Discrimination in Lending: Theory and Evidence," The Journal of Real Estate Finance and Economics, Springer, vol. 29(1), pages 5-46, July.
- Song Han, 2001.
"On the Economics of Discrimination in Credit Markets,"
Finance and Economics Discussion Series
2002-02, Board of Governors of the Federal Reserve System (U.S.).
- Song Han, 2002. "On the economics of discrimination in credit markets," Finance and Economics Discussion Series 2002-2, Board of Governors of the Federal Reserve System (U.S.).
- J. Michelle Brock & Ralph De Haas, 2023.
"Discriminatory Lending: Evidence from Bankers in the Lab,"
American Economic Journal: Applied Economics, American Economic Association, vol. 15(2), pages 31-68, April.
- De Haas, Ralph & Brock, J Michelle, 2020. "Discriminatory Lending: Evidence from Bankers in the Lab," CEPR Discussion Papers 14340, C.E.P.R. Discussion Papers.
- Brock, J. Michelle & de Haas, Ralph, 2021. "Discriminatory Lending : Evidence from Bankers in the Lab," Other publications TiSEM 12af373a-8e1a-46dd-afd4-a, Tilburg University, School of Economics and Management.
- Brock, J. Michelle & de Haas, Ralph, 2021. "Discriminatory Lending : Evidence from Bankers in the Lab," Other publications TiSEM c54f4f4f-3ad0-4d68-8962-d, Tilburg University, School of Economics and Management.
- Brock, J. Michelle & de Haas, Ralph, 2021. "Discriminatory Lending : Evidence from Bankers in the Lab," Discussion Paper 2021-006, Tilburg University, Center for Economic Research.
- Manthos D. Delis & Panagiotis Papadopoulos, 2019. "Mortgage Lending Discrimination Across the U.S.: New Methodology and New Evidence," Journal of Financial Services Research, Springer;Western Finance Association, vol. 56(3), pages 341-368, December.
- Song Han, 2011. "Creditor Learning and Discrimination in Lending," Journal of Financial Services Research, Springer;Western Finance Association, vol. 40(1), pages 1-27, October.
- Debby Lindsey-Taliefero & Lynne Kelly, 2021. "Reverse Mortgage Lending Disparities and the Economically Vulnerable," International Advances in Economic Research, Springer;International Atlantic Economic Society, vol. 27(3), pages 159-169, August.
- Sumit Agarwal & Yongheng Deng & Jia He, 2020. "Time Preferences, Mortgage Choice and Mortgage Default," International Real Estate Review, Global Social Science Institute, vol. 23(2), pages 151-187.
- Labie, Marc & Méon, Pierre-Guillaume & Mersland, Roy & Szafarz, Ariane, 2015.
"Discrimination by microcredit officers: Theory and evidence on disability in Uganda,"
The Quarterly Review of Economics and Finance, Elsevier, vol. 58(C), pages 44-55.
- Marc Labie & Pierre-Guillaume Méon & Roy Mersland & Ariane Szafarz, 2010. "Discrimination by Microcredit Officers: Theory and Evidence on Disability in Uganda," Working Papers CEB 10-007.RS, ULB -- Universite Libre de Bruxelles.
- Pierre-Guillaume Méon & Roy Mersland & Ariane Szafarz & Marc Labie, 2011. "Discrimination by Microcredit Officers:Theory and Evidence on Disability in Uganda," DULBEA Working Papers 11-06, ULB -- Universite Libre de Bruxelles.
- Marc Labie & Pierre-Guillaume Méon & Roy Mersland & Ariane Szafarz, 2015. "Discrimination by Microcredit Officers: Theory and Evidence on Disability in Uganda," ULB Institutional Repository 2013/226217, ULB -- Universite Libre de Bruxelles.
- Ethan Cohen-Cole, 2008. "Credit card redlining," Supervisory Research and Analysis Working Papers QAU08-1, Federal Reserve Bank of Boston.
- Stanley D. Longhofer & Stephen R. Peters, 1998. "Self-selection and discrimination in credit markets," Working Papers (Old Series) 9809, Federal Reserve Bank of Cleveland.
- Agier, Isabelle & Szafarz, Ariane, 2013.
"Microfinance and Gender: Is There a Glass Ceiling on Loan Size?,"
World Development, Elsevier, vol. 42(C), pages 165-181.
- Isabelle Agier & Ariane Szafarz, 2010. "Microfinance and Gender: Is There a Glass Ceiling in Loan Size?," Working Papers CEB 10-047, ULB -- Universite Libre de Bruxelles.
- Isabelle Agier & Ariane Szafarz, 2013. "Microfinance and Gender: Is There a Glass Ceiling on Loan Size?," ULB Institutional Repository 2013/149090, ULB -- Universite Libre de Bruxelles.
- Sumit Agarwal & Yongheng Deng & Jia He, 2020. "Time Preferences, Mortgage Choice and Mortgage Default," International Real Estate Review, Global Social Science Institute, vol. 23(2), pages 777-813.
- Demyanyk, Yuliya, 2008.
"U.S. banking deregulation and self-employment: A differential impact on those in need,"
Journal of Economics and Business, Elsevier, vol. 60(1-2), pages 165-178.
- Yuliya Demyanyk, 2006. "U.S. banking deregulation and self-employment: a differential impact on those in need," Supervisory Policy Analysis Working Papers 2006-01, Federal Reserve Bank of St. Louis.
- Robert Phillips & Anthony Yezer, 1996.
"Self-Selection and Tests for Bias and Risk in Mortgage Lending: Can You Price the Mortgage If You Don’t Know the Process?,"
Journal of Real Estate Research, Taylor & Francis Journals, vol. 11(1), pages 87-102, January.
- Robert F. Phillips & Anthony M.J. Yezer, 1996. "Self-Selection and Tests for Bias and Risk in Mortgage Lending: Can You Price the Mortgage If You Don't Know the Process?," Journal of Real Estate Research, American Real Estate Society, vol. 11(1), pages 87-102.
- George H. Lentz & Ko Wang, 1998. "Residential Appraisal and the Lending Process: A Survey of Issues," Journal of Real Estate Research, American Real Estate Society, vol. 15(1), pages 11-40.
- Ping Cheng & Zhenguo Lin & Yingchun Liu, 2015. "Racial Discrepancy in Mortgage Interest Rates," The Journal of Real Estate Finance and Economics, Springer, vol. 51(1), pages 101-120, July.
- Richard Anderson & James VanderHoff, 1999. "Mortgage Default Rates and Borrower Race," Journal of Real Estate Research, American Real Estate Society, vol. 18(2), pages 279-290.
- Fang, Lu & Munneke, Henry J., 2021. "A spatial analysis of borrowers’ mortgage termination decision – A nonparametric approach," Regional Science and Urban Economics, Elsevier, vol. 86(C).
- Isabelle Agier & Ariane Szafarz, 2011. "Credit to Women Entrepreneurs: The Curse of the Trustworthier Sex," Working Papers CEB 11-005, ULB -- Universite Libre de Bruxelles.
Corrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:reveco:v:12:y:2003:i:4:p:467-480. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: http://www.elsevier.com/locate/inca/620165 .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.