Are "bounced check loans" really loans? Theory, evidence and policy
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Cited by:
- Jennifer L. Dlugosz & Brian T. Melzer & Donald P. Morgan, 2021. "Who Pays the Price? Overdraft Fee Ceilings and the Unbanked," Staff Reports 973, Federal Reserve Bank of New York.
- Marc Anthony Fusaro, 2013. "Why Do People Use Debit Cards: Evidence From Checking Accounts," Economic Inquiry, Western Economic Association International, vol. 51(4), pages 1986-2001, October.
- Williams, Marlon L., 2016. "Bank overdraft pricing and myopic consumers," Economics Letters, Elsevier, vol. 139(C), pages 84-87.
- Campbell, Dennis & Asís Martínez-Jerez, F. & Tufano, Peter, 2012. "Bouncing out of the banking system: An empirical analysis of involuntary bank account closures," Journal of Banking & Finance, Elsevier, vol. 36(4), pages 1224-1235.
- Claire Greene & Mi Luo, 2015. "Consumers' use of overdraft protection," Research Data Report 15-8, Federal Reserve Bank of Boston.
- Melzer, Brian T. & Morgan, Donald P., 2015. "Competition in a consumer loan market: Payday loans and overdraft credit," Journal of Financial Intermediation, Elsevier, vol. 24(1), pages 25-44.
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Keywords
Bounced check Overdraft Precautionary money demand Checking account Bank regulation;Statistics
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