IDEAS home Printed from https://ideas.repec.org/a/eee/jebusi/v85y2016icp1-12.html
   My bibliography  Save this article

Market concentration and nonlinear pricing in European banking

Author

Listed:
  • Michis, Antonis A.

Abstract

An econometric test is proposed to show the existence of nonlinear pricing in the European market for loans. The test incorporates a measure of industry concentration to examine the impact of market structure on the use of nonlinear pricing tactics by banks. Econometric results using a panel dataset consisting of seven European countries suggest that nonlinear pricing is associated with increasing monopoly power in European banking.

Suggested Citation

  • Michis, Antonis A., 2016. "Market concentration and nonlinear pricing in European banking," Journal of Economics and Business, Elsevier, vol. 85(C), pages 1-12.
    • Handle: RePEc:eee:jebusi:v:85:y:2016:i:c:p:1-12
    DOI: 10.1016/j.jeconbus.2016.02.003
    as

    Download full text from publisher

    File URL: http://www.sciencedirect.com/science/article/pii/S0148619516000138
    Download Restriction: Full text for ScienceDirect subscribers only
    File URL: https://libkey.io/10.1016/j.jeconbus.2016.02.003?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Kordanuli, Bojana & Barjaktarović, Lidija & Jeremić, Ljiljana & Alizamir, Meysam, 2017. "Appraisal of artificial neural network for forecasting of economic parameters," Physica A: Statistical Mechanics and its Applications, Elsevier, vol. 465(C), pages 515-519.
    2. Moeti Damane, 2022. "Investigating the determinants of commercial bank interest rate spreads in Lesotho: Evidence from autoregressive distributed lag (ARDL) and non‐linear ARDL approaches," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 27(4), pages 4256-4278, October.
    3. Romero, Jaime & Cruz-Roche, Ignacio & Charron, Jean-Philippe, 2020. "The myth of price convergence under economic integration: A proposed explanation for the difference in food prices across European countries," European Management Journal, Elsevier, vol. 38(2), pages 267-276.

    More about this item

    Keywords

    Lending interest rates; Market concentration; Nonlinear pricing;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L11 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Production, Pricing, and Market Structure; Size Distribution of Firms

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:jebusi:v:85:y:2016:i:c:p:1-12. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: https://www.journals.elsevier.com/journal-of-economics-and-business .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.