IDEAS home Printed from https://ideas.repec.org/a/eee/jbfina/v21y1997i10p1375-1394.html
   My bibliography  Save this article

The evolution of an industry: US thrifts in the 1990s

Author

Listed:
  • Stiroh, Kevin J.

Abstract

No abstract is available for this item.

Suggested Citation

  • Stiroh, Kevin J., 1997. "The evolution of an industry: US thrifts in the 1990s," Journal of Banking & Finance, Elsevier, vol. 21(10), pages 1375-1394, October.
    • Handle: RePEc:eee:jbfina:v:21:y:1997:i:10:p:1375-1394
    as

    Download full text from publisher

    File URL: http://www.sciencedirect.com/science/article/pii/S0378-4266(97)00023-X
    Download Restriction: Full text for ScienceDirect subscribers only
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. Mitchell, Karlyn & Onvural, Nur M, 1996. "Economies of Scale and Scope at Large Commercial Banks: Evidence from the Fourier Flexible Functional Form," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 28(2), pages 178-199, May.
    2. Clark, Jeffrey A, 1996. "Economic Cost, Scale Efficiency, and Competitive Viability in Banking," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 28(3), pages 342-364, August.
    3. Kim, Moshe, 1986. "Banking technology and the existence of a consistent output aggregate," Journal of Monetary Economics, Elsevier, vol. 18(2), pages 181-195, September.
    4. Berger, Allen N. & Hunter, William C. & Timme, Stephen G., 1993. "The efficiency of financial institutions: A review and preview of research past, present and future," Journal of Banking & Finance, Elsevier, vol. 17(2-3), pages 221-249, April.
    5. Berger, Allen N. & Hanweck, Gerald A. & Humphrey, David B., 1987. "Competitive viability in banking : Scale, scope, and product mix economies," Journal of Monetary Economics, Elsevier, vol. 20(3), pages 501-520, December.
    6. Mester, Loretta J., 1993. "Efficiency in the savings and loan industry," Journal of Banking & Finance, Elsevier, vol. 17(2-3), pages 267-286, April.
    7. Miller, Stephen M. & Noulas, Athanasios G., 1996. "The technical efficiency of large bank production," Journal of Banking & Finance, Elsevier, vol. 20(3), pages 495-509, April.
    8. White, Halbert, 1980. "A Heteroskedasticity-Consistent Covariance Matrix Estimator and a Direct Test for Heteroskedasticity," Econometrica, Econometric Society, vol. 48(4), pages 817-838, May.
    9. David B. Humphrey, 1990. "Why do estimates of bank scale economies differ?," Economic Review, Federal Reserve Bank of Richmond, vol. 76(Sep), pages 38-50.
    10. Goldstein, Steven J. & McNulty, James E. & Verbrugge, James A., 1987. "Scale economies in the savings and loan industry before diversification," Journal of Economics and Business, Elsevier, vol. 39(3), pages 199-207, August.
    11. Richard F. Garbaccio & Benjamin E. Hermalin & Nancy E. Wallace, 1994. "A Comparison of Nonparametric Methods to Measure Efficiency in the Savings and Loan Industry," Real Estate Economics, American Real Estate and Urban Economics Association, vol. 22(1), pages 169-193, March.
    12. Mester, Loretta J, 1987. "A Multiproduct Cost Study of Savings and Loans," Journal of Finance, American Finance Association, vol. 42(2), pages 423-445, June.
    13. James R. Barth, 1991. "The Great Savings and Loan Debacle," Books, American Enterprise Institute, number 918256, September.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Stiroh, Kevin J., 1999. "Measuring input substitution in thrifts: morishima, allen-uzawa, and cross-price elasticities," Journal of Economics and Business, Elsevier, vol. 51(2), pages 145-157, March.
    2. James M. Sfiridis & Kenneth N. Daniels, 2004. "The Relative Cost Efficiency of Stock versus Mutual Thrifts: A Bayesian Approach," The Financial Review, Eastern Finance Association, vol. 39(1), pages 153-179, February.
    3. Boldin, Robert J. & Leggett, Keith & Strand, Robert, 1998. "Credit union industry structure: an examination of potential risks," Financial Services Review, Elsevier, vol. 7(3), pages 207-215.
    4. Giovanna Aguilar & Jhonatan Portilla, 2017. "Cambio técnico en el sector regulado de las microfinanzas peruanas: 2003-2015," Documentos de Trabajo / Working Papers 2017-446, Departamento de Economía - Pontificia Universidad Católica del Perú.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Ana María Olaya Pardo & Manuel Ramírez Gómez, 2004. "Aversión al riesgo y eficiencia de escala en los bancos: Incluyendo variables de riesgo y regulación," Borradores de Investigación 4346, Universidad del Rosario.
    2. Berger, Allen N. & Humphrey, David B., 1997. "Efficiency of financial institutions: International survey and directions for future research," European Journal of Operational Research, Elsevier, vol. 98(2), pages 175-212, April.
    3. Daniel Gropper & Steven Caudill & T. Beard, 1999. "Estimating Multiproduct Cost Functions Over Time Using a Mixture of Normals," Journal of Productivity Analysis, Springer, vol. 11(3), pages 201-218, June.
    4. Fung, Michael K. & Cheng, Arnold C.S., 2010. "Convergence of total factor productivity among banks: Hong Kong's experience," Global Finance Journal, Elsevier, vol. 21(2), pages 201-210.
    5. Bernardo Maggi & Stefania P. S. Rossi, 2003. "An efficiency analysis of banking systems: a comparison of European and United States large commercial banks using different functional forms," Vienna Economics Papers 0306, University of Vienna, Department of Economics.
    6. Mountain, Dean C. & Thomas, Hugh, 1999. "Factor price misspecification in bank cost function estimation," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 9(2), pages 163-182, April.
    7. Allen N. Berger & David B. Humphrey, 1994. "Bank scale economies, mergers, concentration, and efficiency: the U.S. experience," Finance and Economics Discussion Series 94-23, Board of Governors of the Federal Reserve System (U.S.).
    8. Thomas Durkin & Gregory Elliehausen, 1998. "The Cost Structure of the Consumer Finance Industry," Journal of Financial Services Research, Springer;Western Finance Association, vol. 13(1), pages 71-86, February.
    9. Allen, Linda & Rai, Anoop, 1996. "Operational efficiency in banking: An international comparison," Journal of Banking & Finance, Elsevier, vol. 20(4), pages 655-672, May.
    10. Rezvanian, Rasoul & Mehdian, Seyed, 2002. "An examination of cost structure and production performance of commercial banks in Singapore," Journal of Banking & Finance, Elsevier, vol. 26(1), pages 79-98, January.
    11. Elena Beccalli & Ludovico Rossi, 2020. "Economies or diseconomies of scope in the EU banking industry?," European Financial Management, European Financial Management Association, vol. 26(5), pages 1261-1293, November.
    12. Kyj, Larissa & Isik, Ihsan, 2008. "Bank x-efficiency in Ukraine: An analysis of service characteristics and ownership," Journal of Economics and Business, Elsevier, vol. 60(4), pages 369-393.
    13. Jagtiani, Julapa & Khanthavit, Anya, 1996. "Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991)," Journal of Banking & Finance, Elsevier, vol. 20(7), pages 1271-1287, August.
    14. Cuesta, Rafael A. & Orea, Luis, 2002. "Mergers and technical efficiency in Spanish savings banks: A stochastic distance function approach," Journal of Banking & Finance, Elsevier, vol. 26(12), pages 2231-2247.
    15. Emili Tortosa-Ausina, 2000. "Inefficient banks or inefficient assets," Working Papers 0005, Departament Empresa, Universitat Autònoma de Barcelona, revised Dec 2000.
    16. Altunbas, Y. & Gardener, E. P. M. & Molyneux, P. & Moore, B., 2001. "Efficiency in European banking," European Economic Review, Elsevier, vol. 45(10), pages 1931-1955, December.
    17. Paulo Soares De Pinho, 2001. "Using accounting data to measure efficiency in banking: an application to Portugal," Applied Financial Economics, Taylor & Francis Journals, vol. 11(5), pages 527-538.
    18. Mai, Nhat Chi, 2015. "Efficiency of the banking system in Vietnam under financial liberalization," OSF Preprints qsf6d, Center for Open Science.
    19. Rayna Brown & Ian O'Connor, 1995. "Measurement of Economies of Scale in Victorian Credit Unions," Australian Journal of Management, Australian School of Business, vol. 20(1), pages 1-24, June.
    20. Ihsan Isik & M. Kabir Hassan, 2003. "Efficiency, Ownership and Market Structure, Corporate Control and Governance in the Turkish Banking Industry," Journal of Business Finance & Accounting, Wiley Blackwell, vol. 30(9‐10), pages 1363-1421, December.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:jbfina:v:21:y:1997:i:10:p:1375-1394. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: http://www.elsevier.com/locate/jbf .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.