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Impacts of digital inclusive finance on household entrepreneurship

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  • Wu, Jinshun
  • Wu, Luyao

Abstract

This paper analyses the impact of inclusive digital finance on household entrepreneurship. Through a mediating effects model, we explore the association between inclusive digital finance and household entrepreneurship performance. Selecting data from the China Household Finance Survey (CHFS) in 2017, 2019 and 2021 as the research sample. The study finds that: digital inclusive finance can facilitate household entrepreneurial decisions; digital inclusive finance can enhance entrepreneurial performance through two mechanisms: promoting innovative behavior and alleviating financing constraints, and digital inclusive finance can promote household entrepreneurship by reducing financing constraints.

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  • Wu, Jinshun & Wu, Luyao, 2023. "Impacts of digital inclusive finance on household entrepreneurship," Finance Research Letters, Elsevier, vol. 56(C).
    • Handle: RePEc:eee:finlet:v:56:y:2023:i:c:s1544612323004865
    DOI: 10.1016/j.frl.2023.104114
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    References listed on IDEAS

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    Cited by:

    1. Song, Yunxing & Gong, Yuanyuan & Song, Yan & Chen, Xiaohui, 2024. "Exploring the impact of digital inclusive finance on consumption volatility: Insights from household entrepreneurship and income volatility," Technological Forecasting and Social Change, Elsevier, vol. 200(C).
    2. Li, Jingwen & Wang, Haoliang & Soh, WeiNi, 2024. "Digital transformation, financial literacy and rural household entrepreneurship," Finance Research Letters, Elsevier, vol. 62(PB).
    3. Wang, Yizi & Li, Lanyi, 2024. "Digital economy, industrial structure upgrading, and residents' consumption: Empirical evidence from prefecture-level cities in China," International Review of Economics & Finance, Elsevier, vol. 92(C), pages 1045-1058.
    4. Chen, Zhe & Li, Xiaojing & Zhang, Jizhou & Xia, Xianli, 2024. "Does digital finance alleviate household consumption inequality? Evidence from China," Finance Research Letters, Elsevier, vol. 60(C).
    5. Zhang, Cheng & Zhu, Yuyao & Zhang, Limin, 2024. "Effect of digital inclusive finance on common prosperity and the underlying mechanisms," International Review of Financial Analysis, Elsevier, vol. 91(C).
    6. Guo, Xiuping & Wang, Luting & Meng, Xianglei & Dong, Xintong & Gu, Lili, 2023. "The impact of digital inclusive finance on farmers' income level: evidence from China's major grain production regions," Finance Research Letters, Elsevier, vol. 58(PC).
    7. Hao, Yunping & Zhang, Bing, 2024. "The impact of digital financial usage on resident’s income inequality in China: An empirical analysis based on CHFS data," Journal of Asian Economics, Elsevier, vol. 91(C).

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