The impact of regulation on retail payments security: Evidence from Italian supervisory data
Author
Abstract
Suggested Citation
DOI: 10.1016/j.frl.2023.103799
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
References listed on IDEAS
- Carlos Arango & Varya Taylor, 2009. "The Role of Convenience and Risk in Consumers' Means of Payment," Discussion Papers 09-8, Bank of Canada.
- Scott Schuh & Joanna Stavins, 2016.
"How Do Speed And Security Influence Consumers' Payment Behavior?,"
Contemporary Economic Policy, Western Economic Association International, vol. 34(4), pages 595-613, October.
- Scott Schuh & Joanna Stavins, 2015. "How do speed and security influence consumers' payment behavior?," Current Policy Perspectives 15-1, Federal Reserve Bank of Boston.
- Schuh, Scott & Stavins, Joanna, 2015. "How do speed and security influence consumers' payment behavior?," Working Paper Series 1871, European Central Bank.
- Richardson, Gary, 2007. "Categories and causes of bank distress during the great depression, 1929-1933: The illiquidity versus insolvency debate revisited," Explorations in Economic History, Elsevier, vol. 44(4), pages 588-607, October.
- Joanna Stavins, 2013. "Security of retail payments: the new strategic objective," Public Policy Discussion Paper 13-9, Federal Reserve Bank of Boston.
- Anneke Kosse, 2013. "The Safety of Cash and Debit Cards: A Study on the Perception and Behavior of Dutch Consumers," International Journal of Central Banking, International Journal of Central Banking, vol. 9(4), pages 77-98, December.
- Fumiko Hayashi, 2020. "Remote Card Payment Fraud: Trends and Measures Taken in Australia, France, and the United Kingdom," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, November.
- Kosse, Anneke, 2013.
"Do newspaper articles on card fraud affect debit card usage?,"
Journal of Banking & Finance, Elsevier, vol. 37(12), pages 5382-5391.
- Kosse, Anneke, 2011. "Do newspaper articles on card fraud affect debit card usage?," Working Paper Series 1389, European Central Bank.
- Cimiotti, Gerd & Merschen, Toni, 2014. "Trends in consumer payment fraud: A call for consistent strong authentication across all consumer payments," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 8(1), pages 43-63, March.
- Charles M. Kahn & José M. Liñares-Zegarra & Joanna Stavins, 2017.
"Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 5-34, October.
- Charles M. Kahn & José Manuel Liñares-Zegarra & Joanna Stavins, 2016. "Are there social spillovers in consumers’ security assessments of payment instruments?," Working Papers 16-19, Federal Reserve Bank of Boston.
- Massimiliano Cologgi, 2023. "The security of retail payment instruments: evidence from supervisory data," Temi di discussione (Economic working papers) 30, Bank of Italy, Economic Research and International Relations Area.
- Zach Markiewicz & Richard J. Sullivan, 2017. "Managing Fraud in Remote Payments," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, May.
- Fumiko Hayashi, 2019. "Payment Card Fraud Rates in the United States Relative to Other Countries since Migrating to Chip Cards," Economic Review, Federal Reserve Bank of Kansas City, vol. 0(Q IV), pages 23-40.
- Guerino Ardizzi & Elisa Bonifacio & Laura Painelli, 2020. "Payment card fraud: global trends and empirical evidence on Internet card fraud in Italy," Questioni di Economia e Finanza (Occasional Papers) 562, Bank of Italy, Economic Research and International Relations Area.
- Tiffany Gates & Katy Jacob, 2009. "Payments fraud: perception versus reality - a conference summary," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 33(Q I), pages 7-13.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Massimiliano Cologgi, 2023. "The security of retail payment instruments: evidence from supervisory data," Temi di discussione (Economic working papers) 30, Bank of Italy, Economic Research and International Relations Area.
- Guerino Ardizzi & Andrea Nobili & Giorgia Rocco, 2020. "A game changer in payment habits: evidence from daily data during a pandemic," Questioni di Economia e Finanza (Occasional Papers) 591, Bank of Italy, Economic Research and International Relations Area.
- Charles M. Kahn & José M. Liñares-Zegarra & Joanna Stavins, 2017.
"Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 5-34, October.
- Charles M. Kahn & José Manuel Liñares-Zegarra & Joanna Stavins, 2016. "Are there social spillovers in consumers’ security assessments of payment instruments?," Working Papers 16-19, Federal Reserve Bank of Boston.
- Joanna Stavins, 2017. "How do consumers make their payment choices?," Research Data Report 17-1, Federal Reserve Bank of Boston.
- Leo Van Hove & Farhod P. Karimov, 2016. "The role of risk in e-retailers’ adoption of payment methods: evidence for transition economies," Electronic Commerce Research, Springer, vol. 16(1), pages 27-72, March.
- Hartmann, Monika & Gijsel, Lola Hernandez-van & Plooij, Mirjam & Vandeweyer, Quentin, 2019. "Are instant payments becoming the new normal? A comparative study," Occasional Paper Series 229, European Central Bank.
- Greene, Claire & Stavins, Joanna, 2017.
"Did the Target data breach change consumer assessments of payment card security?,"
Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 11(2), pages 121-133, August.
- Claire Greene & Joanna Stavins, 2016. "Did the Target data breach change consumer assessments of payment card security?," Research Data Report 16-1, Federal Reserve Bank of Boston.
- repec:cfe:wpcefa:2016_05 is not listed on IDEAS
- Carin Cruijsen & Frank Horst, 2019. "Cash or Card? Unravelling the Role of Socio-Psychological Factors," De Economist, Springer, vol. 167(2), pages 145-175, June.
- Mikhed, Vyacheslav & Vogan, Michael, 2018. "How data breaches affect consumer credit," Journal of Banking & Finance, Elsevier, vol. 88(C), pages 192-207.
- Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2014.
"Identity theft as a teachable moment,"
Working Papers
14-28, Federal Reserve Bank of Philadelphia.
- Nathan Blascak & Julia S. Cheney & Robert M. Hunt & Vyacheslav Mikhed & Dubravka Ritter & Michael Vogan, 2016. "Identity Theft As A Teachable Moment," Working Papers 16-27, Federal Reserve Bank of Philadelphia.
- Seitz, Franz & Krueger, Malte, 2017. "The Blessing of Cash," International Cash Conference 2017 – War on Cash: Is there a Future for Cash? 162911, Deutsche Bundesbank.
- Vyacheslav Mikhed & Michael Vogan, 2015. "Out of sight, out of mind: consumer reaction to news on data breaches and identity theft," Working Papers 15-42, Federal Reserve Bank of Philadelphia.
- Vyacheslav Mikhed & Michael Vogan, 2017. "How Data Breaches Affect Consumer Credit," Working Papers 17-6, Federal Reserve Bank of Philadelphia.
- Jacek Pietrucha & Grzegorz Maciejewski, 2020. "Precautionary Demand for Cash and Perceived Risk of Electronic Payments," Sustainability, MDPI, vol. 12(19), pages 1-25, September.
- Bruno Karoubi & Régis Chenavaz & Corina Paraschiv, 2016.
"Consumers’ perceived risk and hold and use of payment instruments,"
Applied Economics, Taylor & Francis Journals, vol. 48(14), pages 1317-1329, March.
- Bruno Karoubi & Régis Chenavaz & Corina Paraschiv, 2016. "Consumers’ perceived risk and hold and use of payment instruments," Post-Print hal-01446198, HAL.
- Jonker, Nicole & van der Cruijsen, Carin & Bijlsma, Michiel & Bolt, Wilko, 2022.
"Pandemic payment patterns,"
Journal of Banking & Finance, Elsevier, vol. 143(C).
- Nicole Jonker & Carin van der Cruijsen & Michiel Bijlsma & Wilko Bolt, 2020. "Pandemic payment patterns," Working Papers 701, DNB.
- Daibi W. Dagogo & Tamunonimim A. Ngerebo-a, 2018. "Bank Fraud and Financial Intermediation: A Supply-side Causality Analysis," Athens Journal of Business & Economics, Athens Institute for Education and Research (ATINER), vol. 4(1), pages 83-96, January.
- Kris James Mitchener & Gary Richardson, 2019.
"Network Contagion and Interbank Amplification during the Great Depression,"
Journal of Political Economy, University of Chicago Press, vol. 127(2), pages 465-507.
- Kris James Mitchener & Gary Richardson, 2016. "Network Contagion and Interbank Amplification during the Great Depression," NBER Working Papers 22074, National Bureau of Economic Research, Inc.
- Kris James Mitchener & Gary Richardson, 2016. "Network Contagion and Interbank Amplification during the Great Depression," Working Paper 16-3, Federal Reserve Bank of Richmond.
- Mitchener, Kris & Richardson, Gary, 2016. "Network Contagion and Interbank Amplification during the Great Depression," CEPR Discussion Papers 11164, C.E.P.R. Discussion Papers.
- Tobias Trütsch, 2016. "The impact of mobile payment on payment choice," Financial Markets and Portfolio Management, Springer;Swiss Society for Financial Market Research, vol. 30(3), pages 299-336, August.
- Constanza Martínez Ventura, 2019. "The use of cash and debit cards as payment instruments in Colombia," Lecturas de Economía, Universidad de Antioquia, Departamento de Economía, issue 90, pages 71-95, Enero - J.
More about this item
Keywords
Payment fraud; Remote payments; Cross-border payments; Strong customer authentication;All these keywords.
JEL classification:
- E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:finlet:v:54:y:2023:i:c:s1544612323001721. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: http://www.elsevier.com/locate/frl .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.