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State and Potential Development of Payment Card Acceptance Network in Poland

Author

Listed:
  • Michal Polasik

    (Uniwersytet Mikołaja Kopernika w Toruniu)

Abstract

Celem pracy jest ocena zasięgu akceptacji kart płatniczych w Polsce. Autor zaproponował trójpoziomowy model funkcjonowania sieci akceptacji płatności w fizycznych kanałach sprzedaży oraz zdefiniował pojęcie stanowiska sprzedaży, jako podstawowej jednostki pomiaru infrastruktury płatniczej. Wykorzystano wyniki badania empirycznego na ogólnopolskiej reprezentatywnej próbie 1140 podmiotów handlowo-usługowych. Określono zasięg akceptacji kart w ramach branż oraz wg wielkości firm i ich lokalizacji. Wskazano na istnienie dużego potencjału dla rozwoju sieci akceptacji kart w segmencie mikrofirm oraz na rolę innowacji płatniczych.

Suggested Citation

  • Michal Polasik, 2015. "State and Potential Development of Payment Card Acceptance Network in Poland," Acta Universitatis Nicolai Copernici, Ekonomia, Uniwersytet Mikolaja Kopernika, vol. 46(1), pages 23-58.
    • Handle: RePEc:cpn:umkanc:2015:p:23-58
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    Citations

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    Cited by:

    1. Beata Swiecka & Simon Grima, 2019. "Factors Affecting the Consumers’ Choice of Payment Instrument in Poland," European Research Studies Journal, European Research Studies Journal, vol. 0(4), pages 179-198.

    More about this item

    Keywords

    payment cards; POS terminal; cashless payments; card acceptance network;
    All these keywords.

    JEL classification:

    • D22 - Microeconomics - - Production and Organizations - - - Firm Behavior: Empirical Analysis
    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • L11 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Production, Pricing, and Market Structure; Size Distribution of Firms
    • L81 - Industrial Organization - - Industry Studies: Services - - - Retail and Wholesale Trade; e-Commerce

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