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El mercado de crédito colombiano, un análisis desde las reformas financieras

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  • Román Leonardo Villarreal Ramos

Abstract

Las reformas del Consenso de Washington impactaron, de manera determinante, la estructura económica de los países de América Latina, en especial, sobre la percepción de liberalizar los mercados y dejar al juego de oferta y demanda la determinación de las tasas de interés y los tipos de cambio. Este artículo recoge, en primer lugar, los elementos teóricos del mercado de crédito haciendo énfasis en los modelos con asimetrías de información; en segunda instancia, enuncia las principales reformas financieras implementadas en la región y su incidencia sobre el mercado de crédito; y, por último, extrapola las consecuencias de la región al caso colombiano para describir posibles causas del llamado estancamiento de crédito.

Suggested Citation

  • Román Leonardo Villarreal Ramos, 2010. "El mercado de crédito colombiano, un análisis desde las reformas financieras," Revista Equidad y Desarrollo, Universidad de la Salle, November.
  • Handle: RePEc:col:000452:010214
    DOI: 10.19052/ed.201
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    References listed on IDEAS

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    More about this item

    Keywords

    reformas; mercado; asimetrías; crédito;
    All these keywords.

    JEL classification:

    • D53 - Microeconomics - - General Equilibrium and Disequilibrium - - - Financial Markets
    • D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design
    • G10 - Financial Economics - - General Financial Markets - - - General (includes Measurement and Data)

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