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Financial Performance Analysis Of Indian Banks – A Selective Study

Author

Listed:
  • Chetan DUDHE

    (University of Debrecen, Faculty of Economics and Business)

Abstract

The function and importance of the banking sector play an important role in the development of the economy. This study suggests the calculation and examination of selected variables considered for the study. This paper attempts to analyze five major public, private and foreign banks. The purpose of writing the paper is to find out what measures banks can take to reduce NPAs. Profits decrease when NPA increases, using the Manova model and panel regression in this paper. The analysis is performed using the R software. In this paper, the author has used two methods, random effects and fixed effects. The current study describes the various financial data used in this article. If the definite effect and random impact resistance executed by the Houseman test were to be properly selected, it was concluded that there was a significant effect on deposits, advances, interest, other income, total NPAs, net NPAs, total assets.

Suggested Citation

  • Chetan DUDHE, 2021. "Financial Performance Analysis Of Indian Banks – A Selective Study," SEA - Practical Application of Science, Romanian Foundation for Business Intelligence, Editorial Department, issue 26, pages 87-95, September.
    • Handle: RePEc:cmj:seapas:y:2021:i:25:p:87-95
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    References listed on IDEAS

    as
    1. Ved Pal & N S Malik, 2007. "A Multivariate Analysis of the Financial Characteristics of Commercial Banks in India," The IUP Journal of Bank Management, IUP Publications, vol. 0(3), pages 29-42, August.
    2. Varadi, Vijay Kumar & Mavaluri, Pradeep Kumar & Boppana, Nagarjuna, 2006. "Measurement of Efficiency of Banks in India," MPRA Paper 17350, University Library of Munich, Germany.
    3. Roma Mitra Debnath & Ravi Shankar, 2008. "Measuring performance of Indian banks: an application Data Envelopment Analysis," International Journal of Business Performance Management, Inderscience Enterprises Ltd, vol. 10(1), pages 57-85.
    4. Sumeet Gupta & Renu Verma, 2008. "Comparative Analysis of Financial Performance of Private Sector Banks in India: Application of CAMEL Model," Journal of Global Economy, Research Centre for Social Sciences,Mumbai, India, vol. 4(2), pages 160-180, June.
    5. Ms. Petya Koeva Brooks, 2003. "The Performance of Indian Banks During Financial Liberalization," IMF Working Papers 2003/150, International Monetary Fund.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Regression; NPAs; Deposit; Profit; Financial services;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • C23 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Models with Panel Data; Spatio-temporal Models

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