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Digitaler, programmierbarer Euro, Libra und CBDCs: Auswirkungen digitaler Zahlungsinitiativen auf europäische Banken

Author

Listed:
  • Philipp Sandner
  • Jonas Groß
  • Philipp Schulden
  • Lena Grale

Abstract

Die Ankündigung des von Facebook initiierten Stablecoin “Libra” 2019 wird teilweise als Wendepunkt für den traditionellen Finanzsektor wahrgenommen. Auch Zentralbanken diskutieren derzeit intensiv die Einführung eigener digitaler Währungen, sog. digitaler Zentralbankwährungen (CBDC). Philipp Sandner, Jonas Groß, Philipp Schulden und Lena Grale, Frankfurt School Blockchain Center, beleuchten die Wahrnehmung dieser Zahlungsinitiativen durch Befragung von mehr als 50 hochrangigen Fachexperten und untersuchen die Auswirkungen von digitalem, programmierbarem Geld auf europäische Banken.

Suggested Citation

  • Philipp Sandner & Jonas Groß & Philipp Schulden & Lena Grale, 2020. "Digitaler, programmierbarer Euro, Libra und CBDCs: Auswirkungen digitaler Zahlungsinitiativen auf europäische Banken," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 73(10), pages 47-52, October.
    • Handle: RePEc:ces:ifosdt:v:73:y:2020:i:10:p:47-52
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    References listed on IDEAS

    as
    1. Raphael Auer & Rainer Boehme, 2020. "The technology of retail central bank digital currency," BIS Quarterly Review, Bank for International Settlements, March.
    2. Codruta Boar & Henry Holden & Amber Wadsworth, 2020. "Impending arrival - a sequel to the survey on central bank digital currency," BIS Papers, Bank for International Settlements, number 107.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Elektronisches Geld; Virtuelle Währung; Bank; Eurozone; CBDC;
    All these keywords.

    JEL classification:

    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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