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Comparing Of Deposit Model And Life Insurance Model In Macedonia

Author

Listed:
  • TATJANA ATANASOVA-PACHEMSKA

    (FACULTY OF COMPUTER SCIENCE, GOCE DELCEV UNIVERSITY, SHTIP, MACEDONIA)

  • SASE LOZANOV

    (FACULTY OF COMPUTER SCIENCE, GOCE DELCEV UNIVERSITY, SHTIP, MACEDONIA)

  • LIMONKA LAZAROVA

    (FACULTY OF COMPUTER SCIENCE, GOCE DELCEV UNIVERSITY, SHTIP, MACEDONIA)

Abstract

In conditions of the continuous decline of the interest rates for bank deposits, and at a time when uncertainty about the future is increasing, physical and legal persons have doubts how to secure their future or how and where to invest their funds and thus to “fertilize” and increase their savings. Individuals usually choose to put their savings in the bank for a certain period, and for that period to receive certain interest, or decide to invest their savings in different types of life insurance and thus to "take care" of their life, their future and the future of their families. In mathematics are developed many models that relate to the compounding and the insurance. This paper is a comparison of the deposit model and the model of life insurance.

Suggested Citation

  • Tatjana Atanasova-Pachemska & Sase Lozanov & Limonka Lazarova, 2016. "Comparing Of Deposit Model And Life Insurance Model In Macedonia," Annals - Economy Series, Constantin Brancusi University, Faculty of Economics, vol. 1, pages 76-81, February.
    • Handle: RePEc:cbu:jrnlec:y:2016:v:1:p:76-81
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    References listed on IDEAS

    as
    1. Volker Meier, 1998. "Long-Term Care Insurance and Life Insurance Demand," The Geneva Risk and Insurance Review, Palgrave Macmillan;International Association for the Study of Insurance Economics (The Geneva Association), vol. 23(1), pages 49-61, June.
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