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Les mécanismes économiques et financiers associés à la couverture dépendance : une analyse exploratoire sur données bancaires

Author

Listed:
  • Maximilien Nayaradou
  • Sébastien Nouet
  • Manuel Plisson

Abstract

The understanding of economic and financial mechanisms related to coverage needs thanks to private long term care insurance products, has now become a concern for the area of sector of bank and insurance. This concern is reinforced by the current questions about the evolution of public pension system and public long-term care. Banks and distributors must therefore identify the expectations and motivations of their different customer profiles to help further develop this high-potential market. This paper attempts to address this concern through a study which breaks down into two parts: a preliminary and descriptive component based on the exploratory analysis of a national banking portfolio, then a second economic and financial aspect to surmise the key mechanisms about insurance choices and effective coverages associated with these insurance products, accompanying themselves to a comparison with the different works on sub - European and American samples. Classification JEL: G21, G22, I11, J14.

Suggested Citation

  • Maximilien Nayaradou & Sébastien Nouet & Manuel Plisson, 2016. "Les mécanismes économiques et financiers associés à la couverture dépendance : une analyse exploratoire sur données bancaires," Revue d'économie financière, Association d'économie financière, vol. 0(2), pages 273-326.
    • Handle: RePEc:cai:refaef:ecofi_122_0273
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    References listed on IDEAS

    as
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    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets
    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination

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