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Insurance as an alternative environmental regulator: findings from a retrospective pollution claims survey

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  • D. M. Minoli
  • J. N. B. Bell

Abstract

Little inquiry has occurred on insurance as an alternative environmental regulator, despite a growing interest in the subject. This paper presents the findings from a survey and questionnaire on two leading UK insurance companies' pollution claims. Insurers' initial underwriting assessments and post‐loss investigations and insureds' environmental management practices are poorly developed regarding pollution issues. Insurance is currently a weak financial instrument to prevent pollution losses. Copyright © 2003 John Wiley & Sons, Ltd. and ERP Environment

Suggested Citation

  • D. M. Minoli & J. N. B. Bell, 2003. "Insurance as an alternative environmental regulator: findings from a retrospective pollution claims survey," Business Strategy and the Environment, Wiley Blackwell, vol. 12(2), pages 107-117, March.
    • Handle: RePEc:bla:bstrat:v:12:y:2003:i:2:p:107-117
    DOI: 10.1002/bse.350
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    References listed on IDEAS

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    1. D. M. Minoli & J. N. B. Bell, 2002. "Insurer Perception Of Environmental Management Systems Regarding Insurance For Pollution," Journal of Environmental Assessment Policy and Management (JEAPM), World Scientific Publishing Co. Pte. Ltd., vol. 4(03), pages 349-366.
    2. D. M. Minoli & J. N. B. Bell, 2002. "Erratum: Composite Insurer Consideration And Attitudes On Environmental Management Systems Concerning Public Liability Policies For Pollution Risks," Journal of Environmental Assessment Policy and Management (JEAPM), World Scientific Publishing Co. Pte. Ltd., vol. 4(04), pages 499-499.
    3. D. M. Minoli & J. N. B. Bell, 2002. "Composite Insurer Consideration And Attitudes On Environmental Management Systems Concerning Public Liability Policies For Pollution Risks," Journal of Environmental Assessment Policy and Management (JEAPM), World Scientific Publishing Co. Pte. Ltd., vol. 4(03), pages 329-347.
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    Cited by:

    1. Mats Williander, 2007. "Absorptive capacity and interpretation system's impact when ‘going green’: an empirical study of ford, volvo cars and toyota," Business Strategy and the Environment, Wiley Blackwell, vol. 16(3), pages 202-213, March.
    2. Chao‐Chung Ho & Chih Huang & Chung‐Ya Ou, 2018. "Analysis of the Factors influencing Sustainable Development in the Insurance Industry," Corporate Social Responsibility and Environmental Management, John Wiley & Sons, vol. 25(4), pages 391-410, July.

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