IDEAS home Printed from https://ideas.repec.org/a/bjx/jomwor/v2025y2025i2p676-682id1022.html
   My bibliography  Save this article

The Impact of Electronic Payment Systems on Banking Sector Liquidity in Iraq (2010–2022)

Author

Listed:
  • Haider Salah M ahdi
  • Abdul Jassim A bbas
  • Mohammad Saad Talib

Abstract

The study analyzes the transforming effects of electronic payment systems (EPS) on liquidity indicators in the Iraq banking sector since 2010 and 2022. This article uses advanced financial approaches to check important systems such as Real -Time Gross Settlement System (RTG), automatically. Taylor Machine (ATM) and electronic clearing mechanisms have changed the dynamics of liquidity. Despite the existing systemic structural difficulties, the data shows a high collaboration between the use of these methods and improvement of liquidity measures. The study emphasizes the increasing use of digital technologies in economic operations, especially their ability to reduce liquidity restrictions, improve operational efficiency and build sustainable economic ecosystems. Through intensive study of these EPs, research localized not only them in the Iraqi banking sector, but also specific recommendations that will increase their efficiency to support economic stability and liquidity flexibility.

Suggested Citation

  • Haider Salah M ahdi & Abdul Jassim A bbas & Mohammad Saad Talib, 2025. "The Impact of Electronic Payment Systems on Banking Sector Liquidity in Iraq (2010–2022)," Journal of Management World, Academia Publishing Group, vol. 2025(2), pages 676-682.
    • Handle: RePEc:bjx:jomwor:v:2025:y:2025:i:2:p:676-682:id:1022
    as

    Download full text from publisher

    File URL: https://managementworld.online/index.php/mw/article/view/1022/552
    Download Restriction: Access to full texts is restricted to Journal of Management World
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bjx:jomwor:v:2025:y:2025:i:2:p:676-682:id:1022. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Lucía Aguado (email available below). General contact details of provider: https://managementworld.online/index.php/mw/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.