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Factors That Influence the Intention to Adopt Fintech by Yemeni Microfinance Business

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  • Al-Harath Abdulaziz Ateik

    (Al-Madinah International University, Malaysia)

  • Barjoyai Bin Bardai

    (Al-Madinah International University, Malaysia)

  • Mohammad Mahmoud Alzubi

    (Al-Madinah International University, Malaysia)

Abstract

This study investigates the factors that significantly affect the intention to adopt fintech by yemeni microfinance business. This study is to gauge the possible antecedents of fintech services usage by working on a new model based on TAMS as well as to answer the research questions posed. This study applies a quantitative research methodology, which includes a numerical measurement and analysis of the factors Service Quality, Trust, and Costs which influence acceptance. It presents a theoretical framework for the construction of hypotheses. The hypotheses were tested to obtain the findings that may be generalized afterwards. 30 respondents participated in this study. After reviewing several related studies, the Likert five- point scale questionnaire was constructed for gathering the required data, which were then analyzed using the SPSS software.

Suggested Citation

  • Al-Harath Abdulaziz Ateik & Barjoyai Bin Bardai & Mohammad Mahmoud Alzubi, 2020. "Factors That Influence the Intention to Adopt Fintech by Yemeni Microfinance Business," International Journal of Research and Scientific Innovation, International Journal of Research and Scientific Innovation (IJRSI), vol. 7(3), pages 168-169, March.
    • Handle: RePEc:bjc:journl:v:7:y:2020:i:3:p:168-169
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    References listed on IDEAS

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    1. Bernardo Nicoletti, 2017. "The Future of FinTech," Palgrave Studies in Financial Services Technology, Palgrave Macmillan, number 978-3-319-51415-4, June.
    2. Udo Zander & Bruce Kogut, 1995. "Knowledge and the Speed of the Transfer and Imitation of Organizational Capabilities: An Empirical Test," Organization Science, INFORMS, vol. 6(1), pages 76-92, February.
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