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Health Insurance Coverage Among Women in Zambia

Author

Listed:
  • Evans Sankwa Chikumbe

    (School of Economics,University of Cape Town, South Africa)

  • Majory Chikumbe

    (Department of Economics and Finance, Kwame Nkrumah University, Zambia)

Abstract

One of the factors affecting productivity among Zambian women is related to disease burden. Health insurance is meant to reduce costs when faced with costly medical attention. This study investigated factors that affected women in acquiring health insurance in Zambia. It employed the discrete choice models, called; Linear Probability, Logit and Probit Models to estimate the chances of a woman having health insurance. Instrumental variables were used to solve the problem of endogeneity with education. The results show that the level of education was the main driver and increased the probability of having health insurance. Age, marital status, being in a rural setup were all positively related to possessing a medical scheme. Further, women who have good communication in English were more likely to have health insurance.

Suggested Citation

  • Evans Sankwa Chikumbe & Majory Chikumbe, 2022. "Health Insurance Coverage Among Women in Zambia," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 6(12), pages 388-392, December.
    • Handle: RePEc:bcp:journl:v:6:y:2022:i:12:p:388-392
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    References listed on IDEAS

    as
    1. Dewar, Diane M., 1998. "Do those with more formal education have better health insurance opportunities?," Economics of Education Review, Elsevier, vol. 17(3), pages 267-277, June.
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