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Credit Risk Assessment and Financial Perfomance of SACCOs. A Case of Selected SACCOs in Ibanda Municipality

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  • Nelson Nkwasibwe

    (Ibanda University, Uganda)

  • Atuhereze Elly Katsigaire

    (Ibanda University, Uganda)

Abstract

The study examined the influence of credit assessment on financial performance SACCOs in Ibanda municipality. The main purpose was; to examine how credit risk assessment influences the financial performance of SACCOs in Ibanda municipality. The cross sectional descriptive survey design with quantitative approaches of data collection and analysis were used. The study population comprised of employees of SACCOs in Ibanda municipality. In this study credit supervisors and loans officers were the key respondents. A sample of 90 respondents was used. Questionnaires and documentary review were used to collect data. Statistical Package for Scientists (SPSS) Version (23) software helped in analyzing the collected data. Credit Risk assessment was found significant impacting on financial performance in the dimensions. The study thus recommended that there is a need for SACCOs to put in place credit assessment strategy.

Suggested Citation

  • Nelson Nkwasibwe & Atuhereze Elly Katsigaire, 2022. "Credit Risk Assessment and Financial Perfomance of SACCOs. A Case of Selected SACCOs in Ibanda Municipality," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 6(12), pages 305-311, December.
    • Handle: RePEc:bcp:journl:v:6:y:2022:i:12:p:305-311
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    References listed on IDEAS

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    3. Stephen Gates, 2006. "Incorporating Strategic Risk into Enterprise Risk Management: A Survey of Current Corporate Practice," Journal of Applied Corporate Finance, Morgan Stanley, vol. 18(4), pages 81-90, September.
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