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Title A New Architecture Of The Banking System

Author

Listed:
  • Ionut Mircea

    (Romanian Academy National Institute for Economic Research “Costin C. Kiritescu”)

Abstract

The present thesis is meant to be a study which intends to define a different architecture of the banking system and the way this architecture could replace the actual system. The new type of banking system identifies itself with a new type of relation between banks and depositors and creditors, on one hand, and on the other hand, between banks and borrowers. This new kind of relation implies a change of both the administration of the liquidity within the banking system, and of the assessment and the management of the risks. The main concern of the new system is to strengthen the protection of the depositors/creditors and to give them the liberty to decide over the risks they are taking. The new system also deals with the increase of the stability in all the areas concerned.

Suggested Citation

  • Ionut Mircea, 2015. "Title A New Architecture Of The Banking System," Annals of University of Craiova - Economic Sciences Series, University of Craiova, Faculty of Economics and Business Administration, vol. 2(43), pages 182-188.
    • Handle: RePEc:aio:aucsse:v:2:y:2015:i:43:p:182-188
    as

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    File URL: http://feaa.ucv.ro/AUCSSE/0043v2-018.pdf
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    References listed on IDEAS

    as
    1. Detken, Carsten & Alessi, Lucia, 2009. "'Real time'early warning indicators for costly asset price boom/bust cycles: a role for global liquidity," Working Paper Series 1039, European Central Bank.
    2. Lucia Alessi & Carsten Detken, 2009. "Global liquidity as an early warning indicator for asset price boom/bust cycles," Research Bulletin, European Central Bank, vol. 8, pages 7-9.
    3. Ben S. Bernanke & Frederic S. Mishkin, 1997. "Inflation Targeting: A New Framework for Monetary Policy?," Journal of Economic Perspectives, American Economic Association, vol. 11(2), pages 97-116, Spring.
    4. Ben S. Bernanke & Cara S. Lown, 1991. "The Credit Crunch," Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution, vol. 22(2), pages 205-248.
    5. Bernanke, B.S., 2011. "International capital flows and the returns to safe assets in the United States 2003-2007," Financial Stability Review, Banque de France, issue 15, pages 13-26, February.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    banking system; risks; depositors; liquidity; financial crisis;
    All these keywords.

    JEL classification:

    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • E59 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Other
    • E60 - Macroeconomics and Monetary Economics - - Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General Outlook - - - General

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