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E-Banking in United Arab Emirates: Understanding the Innovation and the Impact of Its Adoption

Author

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  • Besar Ibrahim Mohammed

    (Department of Accounting, Paytaxt Private Institute, Irbil, Iraq)

Abstract

Advent and development of technology have brought a lot of advancement to businesses and business transactions around the world; the banking sector and other financial institutions across the world should however not be left out of the benefits of technological development. Electronic banking is an innovative development that has brought a dynamic service operation in the banking sectors. Internet banking has brought a reliable and fast service for customers’ convenience. It has also been embraced in developed and underdeveloped countries, making the innovation a worldly accepted one. The United Arab Emirates (UAE), with one of the best economies in the Middle East, is one of the countries that have embraced electronic banking over the years. The study aims to understand the pattern of electronic banking transactions in the UAE, the customers’ reasons for adoption and non-adoption of the system, as well as the challenges facing electronic banking in the UAE. The study equally aims to understand security, trust, compatibility, physical contact, and computer education as a factor for its adoption and non-adoption of electronic banking.

Suggested Citation

  • Besar Ibrahim Mohammed, 2020. "E-Banking in United Arab Emirates: Understanding the Innovation and the Impact of Its Adoption," International Journal of Science and Business, IJSAB International, vol. 4(12), pages 62-68.
    • Handle: RePEc:aif:journl:v:4:y:2020:i:12:p:62-68
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    References listed on IDEAS

    as
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    3. Parvaneh Shahnoori & Glenn P. Jenkins, 2019. "The value of online banking to small and medium-sized enterprises: evidence from firms operating in the uae free trade zones," Applied Economics, Taylor & Francis Journals, vol. 51(37), pages 4046-4055, August.
    4. Aslam Mahmud, 2020. "Bank-specific and Macroeconomic Determinants of Profitability: Evidence from Conventional Private Commercial Banks Listed on Dhaka Stock Exchange," International Journal of Science and Business, IJSAB International, vol. 4(10), pages 99-107.
    Full references (including those not matched with items on IDEAS)

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