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Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region

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Listed:
  • Barani, Nader
  • Menhaj, Mohammad Hossein
  • Ramezanpoor, Esmaeil
  • Borazjani, Mahmud Ahmadpoor

Abstract

One of the obstacles that has caused agricultural sector not to reach significant and expected growth is shortage of short, medium and long–term funds to finance various activities of this sector. This study aims at investigating the economic impacts of credits granted by Agricultural bank on farmers on Hirmand region. The statistical population of the survey included 4691 farmers of Hirmand region and the sample size were 117 farmers who had received loan from agricultural bank at least once during 2006-2011. The Sample was selected using simple random sampling and questionnaires were distributed among them. The results from t-Test showed that significant level for income manufacturing variants was 0.000 and for investment and livelihood variants were 0.014 and 0.077, respectively. This significantly levels suggest that received loan from bank has increased income and production, the living conditions of borrowers, economic profitability and increased productivity.

Suggested Citation

  • Barani, Nader & Menhaj, Mohammad Hossein & Ramezanpoor, Esmaeil & Borazjani, Mahmud Ahmadpoor, 2015. "Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region," International Journal of Agricultural Management and Development (IJAMAD), Iranian Association of Agricultural Economics, vol. 5(2), June.
    • Handle: RePEc:ags:ijamad:262497
    DOI: 10.22004/ag.econ.262497
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    References listed on IDEAS

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    1. Khandker, Shahidur R. & Faruqee, Rashid R., 2003. "The impact of farm credit in Pakistan," Agricultural Economics, Blackwell, vol. 28(3), pages 197-213, May.
    2. Diagne, Aliou, 1998. "Impact of access to credit on income and food security in Malawi," FCND discussion papers 46, International Food Policy Research Institute (IFPRI).
    3. Briggeman, Brian C. & Towe, Charles A. & Morehart, Mitchell J., 2007. "Credit Access: Implications for Sole-Proprietor Household Production," 2007 Annual Meeting, July 29-August 1, 2007, Portland, Oregon 9707, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).
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