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Nonprice Rationing Of Agricultural Credit By Two Trading Banks

Author

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  • Ockwell, Anthony P.
  • Batterham, Robert L.

Abstract

The non price mechanism used by the trading banks to ration credit among farmers was studied using a survey designed along the lines of a factorial experiment. Of the farmer characteristics studied, managerial ability emerged as being most important in affecting the amount a farmer could borrow. Banking history and, to a lesser extent, security were also influential. However, the research indicated that there is great variability in the amounts that individual bank managers are prepared to lend.

Suggested Citation

  • Ockwell, Anthony P. & Batterham, Robert L., 1980. "Nonprice Rationing Of Agricultural Credit By Two Trading Banks," Australian Journal of Agricultural Economics, Australian Agricultural and Resource Economics Society, vol. 24(3), pages 1-13, December.
    • Handle: RePEc:ags:ajaeau:22912
    DOI: 10.22004/ag.econ.22912
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    File URL: https://ageconsearch.umn.edu/record/22912/files/24030183.pdf
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    Citations

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    Cited by:

    1. Bardsley, Peter & Harris, Michael, 1987. "An Approach To The Econometric Estimation Of Attitudes To Risk In Agriculture," Australian Journal of Agricultural Economics, Australian Agricultural and Resource Economics Society, vol. 31(2), pages 1-15, August.
    2. Geoff W. Edwards, 1987. "Agricultural Policy Debate: A Survey," The Economic Record, The Economic Society of Australia, vol. 63(2), pages 129-143, June.
    3. Ockwell, Anthony P. & Batterham, Robert L., 1982. "The Influence of Credit on Farm Growth," Review of Marketing and Agricultural Economics, Australian Agricultural and Resource Economics Society, vol. 50(03), pages 1-18, December.

    More about this item

    Keywords

    Agricultural Finance;

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