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Shariah Appraisal of the Concepts of Daman, Taqsir, and Taaddi in Trust-Based Contracts (Uqud al-amanat) التقييم الشرعي لمفاهيم الضمان والتقصير والتعدي في العقود القائمة على الثقة

Author

Listed:
  • Asmadi Mohamed Naim

    (University Utara Malaysia)

  • Muhammad Nasri Md. Hussein

    (University Utara Malaysia)

  • Mohamad Noor Habibi Long

    (University Utara Malaysia)

  • Mahyuddin Abu Bakar

    (University Utara Malaysia)

Abstract

The study aims to examine the concepts of Daman (guarantee), taqsir (negligence) and taaddi (transgression) from Shariah point of view and their relations with both trust-based contracts (uqud al-amanat) and guarantee-based contracts (uqud al-amanat). The study conducted the qualitative research approaches which consist of documents analysis, interviews and observations in few phases. The study found that the fiduciary possessor should be held liable in a few cases; however it does not mean that it transformed the contract into a guarantee-based contract (aqd al-damanah) as it was under the rubric of daman al-itlaf (indemnity for damage) or daman al-yad (liability arising from possession on trust). تهدف الدراسة إلى فحص مفاهيم الضمان، والتقصير، والتعدي من منظور إسلامي مع بيان علاقتها بنوعي العقود؛ عقود الأمانة وعقود الضمان. أُجرِيت الدراسة على أساس منهج البحث الوصفي والذي يتبع أسلوب تحليل المحتوى، والمقابلات، والملاحظات وفق المراحل التي تمر عليها الدراسة. توصلت الدراسة إلى أن مسؤولية الضمان يجب أن يتحملها الأمين في بعض الحالات، غير أن ذلك لا يستلزم أن تتحول عقود الأمانات إلى عقود ضمان، لأن فرض الضمان عليه في بعض الحالات منبثق من ضمان الإتلاف وضمان اليد. ومن هذا المنطلق، لا مانع للمالك أن يشترط على الأمين أن يبين براءته من وضع الأموال المؤتمنة في خطر يؤدي إلى الخسران. وينتج من عدم استطاعته في تقديم براءة نفسه من خلال بيان تفاصيل حقيقية لها، تدخل الطرف الثالث –سواء المحكمة أو الحَكم الشرعي- في إصدار قرار ضده، إذا اعتبرت الدراسة حفظ أموال الناس وهيمنة الطمع على المجتمع في الوقت الحالي كبينات ضد الأمين.

Suggested Citation

  • Asmadi Mohamed Naim & Muhammad Nasri Md. Hussein & Mohamad Noor Habibi Long & Mahyuddin Abu Bakar, 2016. "Shariah Appraisal of the Concepts of Daman, Taqsir, and Taaddi in Trust-Based Contracts (Uqud al-amanat) التقييم الشرعي لمفاهيم الضمان والتقصير والتعدي في العقود القائمة على الثقة," Journal of King Abdulaziz University: Islamic Economics, King Abdulaziz University, Islamic Economics Institute., vol. 29(1), pages 3-20, January.
    • Handle: RePEc:abd:kauiea:v:29:y:2016:i:1:no:1:p:3-20
    DOI: 10.4197/Islec.29-1.1
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    References listed on IDEAS

    as
    1. Khan, Tariqullah & Ahmed, Habib, 2001. "Risk Management: An Analysis of Issues in Islamic Financial Industry (Occasional Papers)," Occasional Papers 91, The Islamic Research and Teaching Institute (IRTI).
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    4. Munawar Iqbal & Philip Molyneux, 2005. "Thirty Years of Islamic Banking," Palgrave Macmillan Studies in Banking and Financial Institutions, Palgrave Macmillan, number 978-0-230-50322-9.
    Full references (including those not matched with items on IDEAS)

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