Printed from https://ideas.repec.org/s/nbz/nbsuon.html
Content
2019
- 2019-14 Housing cooperatives are a growing presence in Australia’s housing system, providing a diversity of housing forms to a variety of household types across the income spectrum, typically serving low- and moderate-income households. International evidence shows that housing cooperatives can provide a range of housing from very low price points through to market rate in both non-urban and urban contexts. The research presented in this report reviewed a selection of international cooperative housing sectors in addition to the Australian context, with the aims of compiling current evidence for the social and financial benefits of housing cooperatives, to develop a framework to assess this in Australia; and to identify preliminary issues regarding the growth and diversification of housing cooperatives in Australia. Australian and international evidence for the benefits of housing cooperatives focuses on seven primary areas; greater levels of social capital, greater housing security and quality, health and wellbeing, skills acquisition, reduced costs, broader economic and development outcomes. Based on the international review, five factors can be seen to help the growth of cooperative housing in addition to supportive policy and/or public funding. Core amongst these are a stable asset base if the State itself is not the developer, access to appropriate finance, and familiarity and acceptance in the market. The growth and diversification of Australia’s cooperative housing sector requires assessment of its legislative and funding environment. Factors for consideration are: 1. Individual project viability; 2. Access to property title; 3. Appropriate development finance and resident mortgage mechanisms; 4. Policy support; 5. Appropriate regulation
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