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Payment Instruments as Perceived by Consumers – Results from a Household Survey
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- John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh, 2016.
"Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data,"
International Journal of Central Banking, International Journal of Central Banking, vol. 12(4), pages 1-61, December.
- Schmidt, Tobias & Stix, Helmut & Huynh, Kim P. & Kosse, Anneke & Schuh, Scott & Bagnall, John & Bounie, David, 2014. "Consumer cash usage: a cross-country comparison with payment diary survey data," Working Paper Series 1685, European Central Bank.
- John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh & Helmut Stix, 2014. "Consumer cash usage: a cross-country comparison with payment diary survey data," Working Papers 14-4, Federal Reserve Bank of Boston.
- Bagnall, John & Bounie, David & Huynh, Kim P. & Kosse, Anneke & Schmidt, Tobias & Schuh, Scott & Stix, Helmut, 2014. "Consumer cash usage: A cross-country comparison with payment diary survey data," Discussion Papers 13/2014, Deutsche Bundesbank.
- John Bagnall & David Bounie & Kim P. Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh & Helmut Stix, 2014. "Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data," Working Papers 192, Oesterreichische Nationalbank (Austrian Central Bank).
- John Bagnall & David Bounie & Kim Huynh & Anneke Kosse & Tobias Schmidt & Scott Schuh & Helmut Stix, 2014. "Consumer Cash Usage: A Cross-Country Comparison with Payment Diary Survey Data," Staff Working Papers 14-20, Bank of Canada.
- Lola Hernandez & Nicole Jonker & Anneke Kosse, 2017.
"Cash versus Debit Card: The Role of Budget Control,"
Journal of Consumer Affairs, Wiley Blackwell, vol. 51(1), pages 91-112, March.
- Lola Hernandez & Nicole Jonker & Anneke Kosse, 2014. "Cash versus debit card: the role of budget control," DNB Working Papers 429, Netherlands Central Bank, Research Department.
- Ulf Von Kalckreuth & Tobias Schmidt & Helmut Stix, 2014.
"Using Cash to Monitor Liquidity: Implications for Payments, Currency Demand, and Withdrawal Behavior,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 46(8), pages 1753-1786, December.
- Von Kalckreuth, Ulf & Schmidt, Tobias & Stix, Helmut, 2011. "Using cash to monitor liquidity - implications for payments, currency demand and withdrawal behavior," Working Paper Series 1385, European Central Bank.
- von Kalckreuth, Ulf & Schmidt, Tobias & Stix, Helmut, 2011. "Using cash to monitor liquidity: Implications for payments, currency demand and withdrawal behavior," Discussion Paper Series 1: Economic Studies 2011,22, Deutsche Bundesbank.
- Helen S.H. Lee & Yiing Jia Loke & Andrew K.G. Tan, 2013. "The Demand for E-Payments in Malaysia: An Examination of Usage Intensity," Margin: The Journal of Applied Economic Research, National Council of Applied Economic Research, vol. 7(4), pages 371-389, November.
- Adriaan R. Soetevent, 2009. "Payment Choice, Image Motivation and Contributions to Charity," Tinbergen Institute Discussion Papers 09-015/1, Tinbergen Institute, revised 04 Aug 2010.
- Imaduddin Sahabat & Teguh Dartanto & Haidy A. Passay & Diah Widyawati, 2017. "Electronics Payment Decisions of the Indonesian Urban Households: A Nested Logit Analysis of the Effects of the Payment Characteristics," International Journal of Economics and Financial Issues, Econjournals, vol. 7(5), pages 498-511.
- Nicole Jonker & Mirjam Plooij & Johan Verburg, 2017. "Did a Public Campaign Influence Debit Card Usage? Evidence from the Netherlands," Journal of Financial Services Research, Springer;Western Finance Association, vol. 52(1), pages 89-121, October.
- Anneke Kosse, 2021. "An Empirical Analysis of Bill Payment Choices," Staff Working Papers 21-23, Bank of Canada.
- Humphrey, David B., 2010. "Retail payments: New contributions, empirical results, and unanswered questions," Journal of Banking & Finance, Elsevier, vol. 34(8), pages 1729-1737, August.
- Nicole Jonker, 2018. "What drives bitcoin adoption by retailers," DNB Working Papers 585, Netherlands Central Bank, Research Department.
- Rasmi Ranjan Behera & Rajas Saroy & Sarat Dhal, 2023. "Digital Payments in Urban Odisha: Insights from a Primary Survey," Review of Development and Change, , vol. 28(2), pages 141-165, December.
- Feruś Anna, 2022. "Development of the Payment Cards Market in Poland in the Era of the Covid-19 Pandemic," Folia Oeconomica Stetinensia, Sciendo, vol. 22(1), pages 46-62, June.
- Jonker, Nicole & van der Cruijsen, Carin & Bijlsma, Michiel & Bolt, Wilko, 2022.
"Pandemic payment patterns,"
Journal of Banking & Finance, Elsevier, vol. 143(C).
- Nicole Jonker & Carin van der Cruijsen & Michiel Bijlsma & Wilko Bolt, 2020. "Pandemic payment patterns," Working Papers 701, DNB.
- Tobias Trütsch, 2020. "The impact of contactless payment on cash usage at an early stage of diffusion," Swiss Journal of Economics and Statistics, Springer;Swiss Society of Economics and Statistics, vol. 156(1), pages 1-35, December.
- Leo Van Hove & Antoine Dubus, 2019. "M-PESA and Financial Inclusion in Kenya: Of Paying Comes Saving?," Sustainability, MDPI, vol. 11(3), pages 1-26, January.
- Bruno Karoubi & Régis Chenavaz & Corina Paraschiv, 2016.
"Consumers’ perceived risk and hold and use of payment instruments,"
Applied Economics, Taylor & Francis Journals, vol. 48(14), pages 1317-1329, March.
- Bruno Karoubi & Régis Chenavaz & Corina Paraschiv, 2016. "Consumers’ perceived risk and hold and use of payment instruments," Post-Print hal-01446198, HAL.
- Carin van der Cruijsen & Mirjam Plooij, 2018. "Drivers Of Payment Patterns At The Point Of Sale: Stable Or Not?," Contemporary Economic Policy, Western Economic Association International, vol. 36(2), pages 363-380, April.
- Beata Świecka & Paweł Terefenko & Tomasz Wiśniewski & Jingjian Xiao, 2021. "Consumer Financial Knowledge and Cashless Payment Behavior for Sustainable Development in Poland," Sustainability, MDPI, vol. 13(11), pages 1-18, June.
- Bolt, Wilko & Jonker, Nicole & van Renselaar, Corry, 2010. "Incentives at the counter: An empirical analysis of surcharging card payments and payment behaviour in the Netherlands," Journal of Banking & Finance, Elsevier, vol. 34(8), pages 1738-1744, August.
- Vania Silva & Esmeralda Ramalho & Carlos Vieira, 2016. "Is EMV adoption changing card payments? Evidence from the European Union," CEFAGE-UE Working Papers 2016_05, University of Evora, CEFAGE-UE (Portugal).
- Jacek Pietrucha & Grzegorz Maciejewski, 2020. "Precautionary Demand for Cash and Perceived Risk of Electronic Payments," Sustainability, MDPI, vol. 12(19), pages 1-25, September.
- Kosse, Anneke, 2013.
"Do newspaper articles on card fraud affect debit card usage?,"
Journal of Banking & Finance, Elsevier, vol. 37(12), pages 5382-5391.
- Kosse, Anneke, 2011. "Do newspaper articles on card fraud affect debit card usage?," Working Paper Series 1389, European Central Bank.
- Bolt, Wilko & Jonker, Nicole & van Renselaar, Corry, 2010.
"Incentives at the counter: An empirical analysis of surcharging card payments and payment behaviour in the Netherlands,"
Journal of Banking & Finance, Elsevier, vol. 34(8), pages 1738-1744, August.
- Wilko Bolt & Nicole Jonker & Corry van Renselaar, 2008. "Incentives at the counter: An empirical analysis of surcharging card payment and payment behaviour in the Netherlands," DNB Working Papers 196, Netherlands Central Bank, Research Department.
- Wilko Bolt & David Humphrey & Roland Uittenbogaard, 2008. "Transaction Pricing and the Adoption of Electronic Payments: A Cross-Country Comparison," International Journal of Central Banking, International Journal of Central Banking, vol. 4(1), pages 89-123, March.
- Broekhoff, Marie-Claire & van der Cruijsen, Carin, 2024. "Paying in a blink of an eye: it hurts less, but you spend more," Journal of Economic Behavior & Organization, Elsevier, vol. 221(C), pages 110-133.
- Wilko Bolt & Sujit Chakravorti, 2010. "Digitization of Retail Payment," DNB Working Papers 270, Netherlands Central Bank, Research Department.
- Yulia Titova & Delia Cornea & Sébastien Lemeunier, 2021. "What Factors Keep Cash Alive in the European Union?," De Economist, Springer, vol. 169(3), pages 291-317, August.
- Nicole Jonker & Mirjam Plooij & Johan Verburg, 2015. "Does a public campaign influence debit card usage? Evidence from the Netherlands," DNB Working Papers 470, Netherlands Central Bank, Research Department.
- Kosse, Anneke & Jansen, David-Jan, 2013. "Choosing how to pay: The influence of foreign backgrounds," Journal of Banking & Finance, Elsevier, vol. 37(3), pages 989-998.
- Jonker Nicole, 2011.
"Card Acceptance and Surcharging: the Role of Costs and Competition,"
Review of Network Economics, De Gruyter, vol. 10(2), pages 1-35, June.
- Nicole Jonker, 2011. "Card acceptance and surcharging: the role of costs and competition," DNB Working Papers 300, Netherlands Central Bank, Research Department.
- Justus Meyer & Federica Teppa, 2023. "Euro area consumers' payment behaviour and banking digitalisation," Working Papers 772, DNB.
- Michiel Bijlsma & Carin van der Cruijsen & Nicole Jonker & Jelmer Reijerink, 2021. "What triggers consumer adoption of CBDC?," Working Papers 709, DNB.
- Tobias Trütsch, 2014. "The Impact of Contactless Payment on Spending," International Journal of Economic Sciences, Prague University of Economics and Business, vol. 2014(4), pages 70-98.
- Geneviève Vallée, 2018. "How Long Does It Take You to Pay? A Duration Study of Canadian Retail Transaction Payment Times," Staff Working Papers 18-46, Bank of Canada.
- van der Cruijsen, Carin & de Haan, Jakob & Jansen, David-Jan & Mosch, Robert, 2013. "Knowledge and opinions about banking supervision: Evidence from a survey of Dutch households," Journal of Financial Stability, Elsevier, vol. 9(2), pages 219-229.
- Anneke Kosse & David-Jan Jansen, 2011. "Choosing how to pay: the influence of home country habits," DNB Working Papers 328, Netherlands Central Bank, Research Department.
- Anneke Kosse, 2013. "The Safety of Cash and Debit Cards: A Study on the Perception and Behavior of Dutch Consumers," International Journal of Central Banking, International Journal of Central Banking, vol. 9(4), pages 77-98, December.
- Carin van der Cruijsen & Mirjam Plooij, 2015. "Changing payment patterns at point-of-sale: their drivers," DNB Working Papers 471, Netherlands Central Bank, Research Department.
- Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2017.
"In love with the debit card but still married to cash,"
Applied Economics, Taylor & Francis Journals, vol. 49(30), pages 2989-3004, June.
- Carin van der Cruijsen & Lola Hernandez & Nicole Jonker, 2015. "In love with the debit card but still married to cash," DNB Working Papers 461, Netherlands Central Bank, Research Department.
- Federica Teppa & Corrie Vis, 2012. "The CentERpanel and the DNB Household Survey: Methodological Aspects," DNB Occasional Studies 1004, Netherlands Central Bank, Research Department.
- Michiel Bijlsma & Carin Cruijsen & Nicole Jonker & Jelmer Reijerink, 2024. "What Triggers Consumer Adoption of Central Bank Digital Currency?," Journal of Financial Services Research, Springer;Western Finance Association, vol. 65(1), pages 1-40, February.
- Nicole Jonker & Anneke Kosse, 2008. "Towards a European payments market: survey results on cross-border payment behaviour of Dutch consumers," DNB Occasional Studies 601, Netherlands Central Bank, Research Department.
- Antoine Dubus & Leo van Hove, 2017. "M-PESA and financial inclusion in Kenya: of paying comes saving?," Working Papers hal-01591200, HAL.
- Nicole Jonker & Anneke Kosse & Lola Hernández, 2012. "Cash usage in the Netherlands: How much, where, when, who and whenever one wants?," DNB Occasional Studies 1002, Netherlands Central Bank, Research Department.
- Tobias Trütsch, 2016. "The impact of mobile payment on payment choice," Financial Markets and Portfolio Management, Springer;Swiss Society for Financial Market Research, vol. 30(3), pages 299-336, August.
- Tobias Truetsch, 2014. "The Impact of Contactless Payment on Spending," Proceedings of International Academic Conferences 0702228, International Institute of Social and Economic Sciences.
- Carin van der Cruijsen & Jakob de Haan & David-Jan Jansen & Robert Mosch, 2011. "Household savings behaviour in crisis times," DNB Working Papers 315, Netherlands Central Bank, Research Department.