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De la microfinance informelle au linkage banking: interactions entre théorie et practique

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  • Seibel, Hans Dieter

Abstract

La recherche académique génère des publications spécialisées que les opérateurs de terrain ne lisent pas. Eux-mêmes font face à des défis que les universitaires n'étudient pas. Chercheurs et praticiens parlent des langages différents et vivent dans des mondes distincts. Cet article se veut un récit personnel, décrivant comment j'ai successivement vécu dans ces deux mondes, dont chacun est un microcosme particulier, et tenté de jeter des ponts entre théorie et pratique. Dans mon cas, le secteur choisi a été celui de la microfinance. Mon voyage personnel m'a obligé à adopter de nouveaux paradigmes et à utiliser des terminologies différentes. Il m'a fait découvrir une histoire, des régions et, en ce sens, illustre parfaitement la complexité des interventions et du timing, ainsi que l'importance des interactions entre théorie et pratique.

Suggested Citation

  • Seibel, Hans Dieter, 2007. "De la microfinance informelle au linkage banking: interactions entre théorie et practique," Working Papers 2007,1b, University of Cologne, Development Research Center.
    • Handle: RePEc:zbw:uocaef:20071b
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    References listed on IDEAS

    as
    1. Seibel, Hans Dieter, 2003. "History matters in microfinance," Working Papers 2003,5, University of Cologne, Development Research Center.
    2. Seibel, Hans Dieter, 1985. "Saving for Development: A Linkage Model for Informal and Formal Financial Markets," Working Papers 1985,1, University of Cologne, Development Research Center.
    3. Seibel, Hans Dieter, 2001. "Mainstreaming Informal Financial Institutions," Working Papers 2001,6, University of Cologne, Development Research Center.
    4. Giehler, Thorsten & Seibel, Hans Dieter & Karduck, Stefan, 2005. "Reforming Agricultural Development Banks," Working Papers 2005,7, University of Cologne, Development Research Center.
    5. Dave, Harishkumar R. & Seibel, Hans Dieter, 2002. "Commercial Aspects of Self-Help Group Banking in India: A Study of Bank Transaction Costs," Working Papers 2002,7, University of Cologne, Development Research Center.
    6. Seibel, Hans Dieter, 1997. "Upgrading, Downgrading, Linking, Innovating: Microfinance Development Strategies - A Systems Perspective," Working Papers 1997,6, University of Cologne, Development Research Center.
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