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Surveys on electronic money

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  • Gormez, Yuksel
  • Capie, Forrest

Abstract

This paper investigates the views of electronic money operators and innovators on the possibilities and implications of e-money, especially with respect to replacing central bank money as well as technical issues regarding e-money, its implications for the financial industry and central banking.This has been done using surveys of major e-money innovators and operators, based on the assumption that these operators and innovators are likely to shape the future framework for e-money schemes.It seems that innovators and operators are quite confident about the future of e-money - despite problems and obstacles surrounding current testing -and that central banks' monopoly of the issuance of money as a medium of exchange will no longer be unchallenged.

Suggested Citation

  • Gormez, Yuksel & Capie, Forrest, 2000. "Surveys on electronic money," Bank of Finland Research Discussion Papers 7/2000, Bank of Finland.
  • Handle: RePEc:zbw:bofrdp:rdp2000_007
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