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Cost Structure In Indonesian Islamic Banks: (Case on PT. Bank Syariah Mandiri and PT. Bank Syariah Mega Indonesia)

Author

Listed:
  • Mokhamad Anwar

    (Department of Management and Business, Faculty of Economy, Padjadjaran University)

Abstract

This paper tries to observe the cost structure in two prominent Islamic banks in Indonesia. The Bank’s cost structures are viewed in many ways such as operational and non-operational costs, and fund costs and non-fund costs. The study employed descriptive analysis to explain the data characteristics from the banks and tried to make evaluation by comparing the data within the same time. The result of the study showed that there was a similarity about those Islamic bank’s cost structures behavior, but there were also some differences among those within the study period. By using inferential statistics method, especially with meandifferences test, the study demonstrated that the null-hypothesis was rejected which means that there were differences about the cost structures between both Islamic banks within the period.

Suggested Citation

  • Mokhamad Anwar, 2010. "Cost Structure In Indonesian Islamic Banks: (Case on PT. Bank Syariah Mandiri and PT. Bank Syariah Mega Indonesia)," Working Papers in Business, Management and Finance 201008, Department of Management and Business, Padjadjaran University, revised Aug 2010.
    • Handle: RePEc:unp:wpaman:201008
    as

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    File URL: http://lp3e.fe.unpad.ac.id/wpaman/201008.pdf
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    References listed on IDEAS

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    4. Li, Shanling & Liu, Feng & Liu, Suge & Whitmore, G. A., 2001. "Comparative Performance of Chinese Commercial Banks: Analysis, Findings and Policy Implications," Review of Quantitative Finance and Accounting, Springer, vol. 16(2), pages 149-170, March.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    operational cost; non-operational cost; islamic banks;
    All these keywords.

    JEL classification:

    • G0 - Financial Economics - - General

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