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Restricciones Crediticias y Movilidad Económica en México

Author

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  • Isidro Soloaga

    (Department of Economics, Universidad Iberoamericana, Mexico City. Mexico)

  • Julio Alberto Ramos Pastrana

Abstract

Using a quantile regression approach for a intergenerational transmissión of income levels, the paper finds that whereas in rural areas credit constraints do no limit investment in children´s education, in urban areas lack of credit does limit investments in education. The method, an extension of Becker and Thomes approach, allows to identifies the impact of credit constraints on investment in education for different levels of abilities. Main findings include the fact that for low-income people the credit constraint is binding only for those with ability above the median, controlling for age.

Suggested Citation

  • Isidro Soloaga & Julio Alberto Ramos Pastrana, 2012. "Restricciones Crediticias y Movilidad Económica en México," Working Papers 0512, Universidad Iberoamericana, Department of Economics.
    • Handle: RePEc:uic:wpaper:0512
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