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Household Savings In Turkey: Evidence From Microdata

Author

Listed:
  • Egemen ?pek

    (Gümü?hane University)

  • Ozlem Sekmen

    (Gumushane University)

Abstract

Since 2000 in Turkey, there has been a great growth the share of the household savings in private savings. Although there are exist huge literature related to determinants of saving rate rely on macro level data, these studies have limitation on reflect of household saving behavior because of ommiting heterogenities among households. For this reason, determining the effect of heterogenity of households on saving behaviour has great importance for representing main factors behind on households? saving behaviour.The main purpose of this study is to investigate the demographic determinants of household savings and examine the effect of these differences on saving rates in Turkey the period between 2003-2012 using Household Budget Surveys (HBS) providing by TURKSTAT. In this context, the research methodology consist of two-stage (i) modeling and analysis the determinants of savings using OLS method, (ii) examining the year effects via pooled OLS which allows to control for heteroscedasticity. According the findings revealed that method, demographics differences such as householder?s age , gender and education level, household size have notable role for explaining saving behavior of households.

Suggested Citation

  • Egemen ?pek & Ozlem Sekmen, 2016. "Household Savings In Turkey: Evidence From Microdata," Proceedings of International Academic Conferences 3606133, International Institute of Social and Economic Sciences.
    • Handle: RePEc:sek:iacpro:3606133
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    File URL: https://iises.net/proceedings/23rd-international-academic-conference-venice/table-of-content/detail?cid=36&iid=040&rid=6133
    File Function: First version, 2016
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    Cited by:

    1. Zeynep Copur & Michael S. Gutter, 2019. "Economic, Sociological, and Psychological Factors of the Saving Behavior: Turkey Case," Journal of Family and Economic Issues, Springer, vol. 40(2), pages 305-322, June.

    More about this item

    Keywords

    Household savings; Demographics; Heterogenity; Turkey;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • J10 - Labor and Demographic Economics - - Demographic Economics - - - General
    • C50 - Mathematical and Quantitative Methods - - Econometric Modeling - - - General

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