IDEAS home Printed from https://ideas.repec.org/p/ris/sphedp/2009_404.html
   My bibliography  Save this paper

Risks and Management Banking

Author

Listed:
  • Rotaru, Alina Stefania

    (Osterreichish-Rumanischer Akademischer Verein)

  • Picu, Alina

    (Osterreichish-Rumanischer Akademischer Verein)

  • Covaci, Brindusa

    (Osterreichish-Rumanischer Akademischer Verein)

Abstract

The Romania’s integration in the European Union brought about some major changes in our banking system. One of the direct consequences is the fierce competition between banks for supremacy on the market. In this respect, the Romanian banks saw in the SMEs sector a true potential for reaching their goal and they proceeded to conquer it by conceiving unique products, specially designed to reach the financial needs of this segment. Moreover, banks often come up with new attractive offers and cost reductions for the SMEs sector. In this context, some questions need to be raised: Which is the effective risk banks accept to take by providing such convenient offers?; Are there any specific risks in financing this sector? And finally, how can banks maintain a balance between risk and profit return (or market share increase)?

Suggested Citation

  • Rotaru, Alina Stefania & Picu, Alina & Covaci, Brindusa, 2009. "Risks and Management Banking," Papers 2009/404, Osterreichish-Rumanischer Akademischer Verein.
    • Handle: RePEc:ris:sphedp:2009_404
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    Keywords

    risk banks; credit risk; associated risk;
    All these keywords.

    JEL classification:

    • D53 - Microeconomics - - General Equilibrium and Disequilibrium - - - Financial Markets
    • E44 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Financial Markets and the Macroeconomy

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ris:sphedp:2009_404. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Brindusa Covaci (email available below). General contact details of provider: https://edirc.repec.org/data/ffuspro.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.