Pauvreté et microfinance au Congo Kinshasa : une approche par l’analyse factorielle discriminante[Poverty and microfinance in Congo Kinshasa: a canonical discriminant analysis]

The objective of fight against poverty was at the origin of the creation of the institutions of microfinance (IMF) which thus drained public financings and created strong waitings, as well for their customers as at the macro-economic level. Today, certain authors underline the limits of the microfinance and question its impact on the development. What happens really? What do the impact studies learn on the contribution from the microfinance to the poverty reduction in the developing countries? The first impact waited of the microfinance, taking into account its objectives, is on the level of its customers. This article proposes a combination of the multivaried statistics’ approach with the use of the most usual measurements as regards poverty approach on the whole of the units (recipients and not recipients of the financial services) and of the decompositions analysis according to sub-groups' of interest (recipient or not, men/women) for the poverty analysis and the role of the institutions of microfinance (IMF) in a poor and precarious congolese environment.