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El seguro de depósito dentro de la red de seguridad financiera
[Deposit insurance within the financial safety-net]

Author

Listed:
  • Heinrich, Gregor

Abstract

The text explores generally whether recommendations relating to deposit insurance are international guidleines or mandatory rules, explores the role of deposit insurance as one of several elements in the financial safety net, and offers an outlook to a future with more research and cross-border cooperation and coordination. (The text was prepared for the 4th Conference and Annual Meeting of the Latin America Regional Committee of IADI, “Retos y Experiencias Recientes de los Sistemas de Seguro de Depósitos de la Región”, San Salvador, República de El Salvador, 23-24 August de 2007, and made available via the website of the IGD.)

Suggested Citation

  • Heinrich, Gregor, 2007. "El seguro de depósito dentro de la red de seguridad financiera [Deposit insurance within the financial safety-net]," MPRA Paper 47444, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:47444
    as

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    File URL: https://mpra.ub.uni-muenchen.de/47444/1/MPRA_paper_47444.pdf
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    References listed on IDEAS

    as
    1. Cull, Robert, 1998. "How deposit insurance affects financial depth : a cross-country analysis," Policy Research Working Paper Series 1875, The World Bank.
    2. Huizinga, Harry & Nicodeme, Gaetan, 2006. "Deposit insurance and international bank liabilities," Journal of Banking & Finance, Elsevier, vol. 30(3), pages 965-987, March.
    3. Robert Cull & Lemma Senbet & Marco Sorge, 2004. "Deposit Insurance and Bank Intermediation in the Long Run," BIS Working Papers 156, Bank for International Settlements.
    4. Anthony M. Santomero, 1997. "Deposit Insurance: Do We Need It and Why?," Center for Financial Institutions Working Papers 97-35, Wharton School Center for Financial Institutions, University of Pennsylvania.
    5. Harry Huizinga & Gaëtan Nicodème, 2002. "Deposit insurance and international bank deposits," European Economy - Economic Papers 2008 - 2015 164, Directorate General Economic and Financial Affairs (DG ECFIN), European Commission.
    6. Kahn, Charles M. & Santos, Joao A.C., 2005. "Allocating bank regulatory powers: Lender of last resort, deposit insurance and supervision," European Economic Review, Elsevier, vol. 49(8), pages 2107-2136, November.
    7. repec:aei:rpbook:53208 is not listed on IDEAS
    8. Asli Demirguc-Kunt & Edward J. Kane, 2002. "Deposit Insurance Around the Globe: Where Does It Work?," Journal of Economic Perspectives, American Economic Association, vol. 16(2), pages 175-195, Spring.
    9. Kane, Edward J., 2000. "Designing financial safety nets to fit country circumstances," Policy Research Working Paper Series 2453, The World Bank.
    10. Vesala, Jukka & Gropp, Reint, 2001. "Deposit insurance and moral hazard: does the counterfactual matter?," Working Paper Series 47, European Central Bank.
    11. Alan Greenspan, 2003. "Deposit insurance: testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, February 26, 2003," Speech 20, Board of Governors of the Federal Reserve System (U.S.).
    12. William R. White, 2004. "Are changes in financial structure extending safety nets?," BIS Working Papers 145, Bank for International Settlements.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    deposit insurance; safety net; IADI; banking supervision; core principles; key standards;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation

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