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Destapando la Caja Negra: Sociologías de los Créditos de Consumo en Chile
[Opening up the black box: sociologies of consumer credits in Chile]

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  • Ossandón, José

Abstract

There is no doubt; consumer credits are more and more present in the economic life of the Chileans. It is enough to go to any shopping mall, supermarket or even medical centre to realize that today it is possible to buy almost everything with some kind of loan. The expansion of consumer credit has not passed unnoticed by local researchers. But they have been interested mostly in two main sides of this process: the social consequences, such as consumerism and over-indebtedness, of the expansion of consumer credit, and, those regulatory elements that would have shaped the particular characteristic of this industry. However, almost nothing has been yet said about what happens in-between these poles, in the firms and institutions that are behind each loan. The chapters included in this volume explore this “black box”.

Suggested Citation

  • Ossandón, José, 2012. "Destapando la Caja Negra: Sociologías de los Créditos de Consumo en Chile [Opening up the black box: sociologies of consumer credits in Chile]," MPRA Paper 42181, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:42181
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    File URL: https://mpra.ub.uni-muenchen.de/42181/1/MPRA_paper_42181.pdf
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    References listed on IDEAS

    as
    1. Fligstein, Neil & Goldstein, Adam, 2010. "The Anatomy of the Mortgage Securitization Crisis," Institute for Research on Labor and Employment, Working Paper Series qt9bh786v2, Institute of Industrial Relations, UC Berkeley.
    2. Andrew Leyshon & Dawn Burton & David Knights & Catrina Alferoff & Paola Signoretta, 2004. "Towards an Ecology of Retail Financial Services: Understanding the Persistence of Door-to-Door Credit and Insurance Providers," Environment and Planning A, , vol. 36(4), pages 625-645, April.
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    More about this item

    Keywords

    consumer credit; economic sociology; sociology of finance; créditos de consumo; Chile; sociología económica; deuda; debt;
    All these keywords.

    JEL classification:

    • Z1 - Other Special Topics - - Cultural Economics
    • L81 - Industrial Organization - - Industry Studies: Services - - - Retail and Wholesale Trade; e-Commerce
    • N3 - Economic History - - Labor and Consumers, Demography, Education, Health, Welfare, Income, Wealth, Religion, and Philanthropy

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