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Financial Inclusion and Financial Fragility: An Empirical Note

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  • Ghosh, Saibal

Abstract

Using data on Indian state-owned banks for 1997-2007, the article tests the relationship between financial inclusion and financial fragility. The findings reveal that these variables are intertwined, with each tending to reinforce the other. More importantly, financial fragility is a non-linear determinant of both availability and use of banking services.

Suggested Citation

  • Ghosh, Saibal, 2008. "Financial Inclusion and Financial Fragility: An Empirical Note," MPRA Paper 24252, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:24252
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    File URL: https://mpra.ub.uni-muenchen.de/24252/1/MPRA_paper_24252.pdf
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    References listed on IDEAS

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    6. Ms. Enrica Detragiache & Asli Demirgüç-Kunt, 1998. "Financial Liberalization and Financial Fragility," IMF Working Papers 1998/083, International Monetary Fund.
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    Cited by:

    1. Sheri Markose & Thankom Arun & Peterson Ozili, 2022. "Financial inclusion, at what cost? : Quantification of economic viability of a supply side roll out," The European Journal of Finance, Taylor & Francis Journals, vol. 28(1), pages 3-29, January.

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    More about this item

    Keywords

    geographic inclusion; financial fragility; India;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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