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Possible approaches to benchmarking voluntary health insurance funds in Bulgaria

Author

Listed:
  • Salchev, Petko
  • Hristov, Nikolai
  • Georgieva, Lydia

Abstract

Following the adoption of the Health Insurance Law in Bulgaria (1999), which provided the legal framework for the development of the voluntary health insurance, several health insurance funds had been established. Bulgaria had two licensed voluntary health insurance funds in 2001; in 2003 their number grew to six; and in 2009 this number stands over twenty. Despite the increased number of funds in recent years, their share of healthcare spending stayed at 1-1.5%, which is below European average. To this date, there are no serious and profound studies in the field among the scientific community in Bulgaria. The economic data published by the Commission of Financial Surveillance (CFS), conforms to EC regulations, but do not allow non-specialists to assess realistically voluntary health insurance funds (VHIF). This article introduces a methodology for comparing VHIF and establishment of a complex index (Benchmark Index - BI) based on 5 groups of indicators, related to several available variables. This index is intended as a tool for analyzing the voluntary health insurance sector and managing resources through a set of analytic indicators and variables. It can be used to create a certain type of ranking of VHIF.

Suggested Citation

  • Salchev, Petko & Hristov, Nikolai & Georgieva, Lydia, 2010. "Possible approaches to benchmarking voluntary health insurance funds in Bulgaria," MPRA Paper 23065, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:23065
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    File URL: https://mpra.ub.uni-muenchen.de/23065/1/MPRA_paper_23065.pdf
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    References listed on IDEAS

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    1. Kulu-Glasgow, Isik & Delnoij, Diana & de Bakker, Dinny, 1998. "Self-referral in a gatekeeping system: patients' reasons for skipping the general-practitioner," Health Policy, Elsevier, vol. 45(3), pages 221-238, September.
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      More about this item

      Keywords

      voluntary health insurance; market; comparing methods; benchmark index;
      All these keywords.

      JEL classification:

      • I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets
      • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
      • C42 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - Survey Methods

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