Visión económica de asentamientos irregulares en la Ciudad de México[Economic vision of irregular settlements in Mexico City]

In Mexico, 34.8% of owned homes are in some irregular situation (they do not have deeds, they are not in the name or they do not know who the owner is). In Mexico City there are 337,545 homes in an irregular situation (23.6% of the entity), of these 83,601 are registered in the name of another person and 246,283 do not have deeds. In order to have a mortgage loan in the year 2000 it was necessary to have income equivalent to 6.26 times the minimum wage, for 2016 housing loans are only granted with income of five minimum wages (above 11,108 pesos), where 85% of the population did not meet this condition. In 2012, a property could be regularized with an expenditure of less than eight thousand pesos, if it was done through CORETT, allocating up to a tenth of the regular cost of the public deed, reaching a regular cost of 50 thousand to 80 thousand pesos. The irregular settlements are explained by these reasons: 'ant' occupation; planned collective occupation; sale by ejidal or communal authorities; subdivision without delivery of deeds or public services; and real estate or private fraud.