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An Assessment of the Community Mortgage Program Implementation Strategy

Author

Listed:
  • Ballesteros, Marife M.
  • Magtibay, Jasmine E.
  • Ramos, Tatum

Abstract

The Community Mortgage Program (CMP) is a financing scheme that enables organized residents of slums to borrow funds for land purchase and housing development. It is already considered to be the most innovative and responsive government housing program in the Philippines. Nevertheless, the CMP still has weaknesses that have not been given much attention during the years of its implementation. These issues pertain to program targeting, service delivery, and organization. This study aims to review the current processes and overall performance of the CMP, including its variant--the localized CMP and the High-Density Housing Program. The study also provides recommendations on how the identified issues can be addressed.

Suggested Citation

  • Ballesteros, Marife M. & Magtibay, Jasmine E. & Ramos, Tatum, 2017. "An Assessment of the Community Mortgage Program Implementation Strategy," Research Paper Series RPS 2017-01, Philippine Institute for Development Studies.
    • Handle: RePEc:phd:rpseri:rps_2017-01
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    File URL: https://www.pids.gov.ph/publication/research-paper-series/an-assessment-of-the-community-mortgage-program-implementation-strategy
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    Cited by:

    1. Hannes Lauer & Mario Delos Reyes & Joern Birkmann, 2021. "Managed Retreat as Adaptation Option: Investigating Different Resettlement Approaches and Their Impacts—Lessons from Metro Manila," Sustainability, MDPI, vol. 13(2), pages 1-24, January.

    More about this item

    Keywords

    Philippines; housing; informal settlers; community loan mortgage; housing finance; Community Mortgage Program; CMP; Social Housing Finance Corporation; SHFC; housing program;
    All these keywords.

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