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Men- and Women-owned/led MSMEs and the COVID-19 Policy Responses

Author

Listed:
  • Quimba, Francis Mark A.
  • Reyes, Celia M.
  • Baje, Lora Kryz
  • Bayudan-Dacuycuy, Connie

Abstract

Using a gender lens, this paper takes stock of economic relief measures that aim to foster the resilience of micro, small, and medium enterprises (MSMEs) to COVID-19. It does so by analyzing results from an online survey of MSMEs and by coming up with a definition of women-owned/led MSMEs (WMSMEs). The paper notes that a larger percentage of WMSMEs (1) find the lack of working capital, disruptions in the production/supply chain/business networks, a decline in domestic demand, and the lack of finances for digitization to be major obstacles; (2) find the lack of collateral/guarantee, high interest rates, and high repayment risks due to market uncertainties to be key challenges in accessing finance; (3) find the increasing cost of inputs, changing business strategies to offer alternative products and services, and reduced opportunities to meet new clients to be key general challenges; (4) have applied and received government support for training on digitization and online selling; programs related to business advisory, business/product development, marketing, financial literacy training, and mentoring/coaching programs; support to adopt digital technologies; and market access programs; and (5) find the support for digitization and the technical assistance to be substantially useful. Comments to this paper are welcome within 60 days from the date of posting. Email publications@pids.gov.ph

Suggested Citation

  • Quimba, Francis Mark A. & Reyes, Celia M. & Baje, Lora Kryz & Bayudan-Dacuycuy, Connie, 2022. "Men- and Women-owned/led MSMEs and the COVID-19 Policy Responses," Discussion Papers DP 2022-15, Philippine Institute for Development Studies.
    • Handle: RePEc:phd:dpaper:dp_2022-15
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    File URL: https://www.pids.gov.ph/publication/discussion-papers/men-and-women-owned-led-msmes-and-the-covid-19-policy-responses
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    Keywords

    women-owned MSME; women-led MSME; men-owned MSME; men-led MSME; COVID-19 MSME policy responses;
    All these keywords.

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