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Social Collateral Model for Islamic Microfinance

Author

Listed:
  • Kamaluddin, Amrizah
  • Hadi, Nabawiyah Abdul
  • Alam, Md. Mahmudul

    (Universiti Utara Malaysia)

  • Adil, Mohamed Azam Mohamed

Abstract

This study examines the social collateral model for Islamic microfinance in Malaysia. Using qualitative instruments on academics and officers of microfinance institutions as the sample study, this study identifies the components that should be included in the social collateral model for Islamic microfinance. Based on interviews and focus group discussions, this study found that similar to the conventional microfinance, the Islamic microfinance also include social capital, group pressure, entrepreneurship skills, and culture as the components of the social collateral model. In addition, this study found that religiosity represents another important component of the social collateral model for Islamic microfinance

Suggested Citation

  • Kamaluddin, Amrizah & Hadi, Nabawiyah Abdul & Alam, Md. Mahmudul & Adil, Mohamed Azam Mohamed, 2019. "Social Collateral Model for Islamic Microfinance," SocArXiv ya8ft_v1, Center for Open Science.
    • Handle: RePEc:osf:socarx:ya8ft_v1
    DOI: 10.31219/osf.io/ya8ft_v1
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