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Profil Literasi Keuangan Islam Karyawan dan Nasabah Baitul Maal Wa Tamwil Daarut Tauhid Bandung

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  • Nugraha, Ahmad Lukman
  • Susilo, Adib
  • Rizqon, Abdul Latif
  • Fajaruddin, Achmad
  • Sholihah, Nurdiyanah

Abstract

This study aims to determine the profile of Islamic financial literacy in employees and customers of Baitu-l-maal wa Tamwil Darut Tauhid Bandung. This research uses descriptive quantitative method with interval formula to determine the literacy level of the respondents. The data collection technique used a questionnaire to 121 respondents. The results of this study indicate that the profile of Islamic financial literacy among BMT employees and customers is moderate. The employee profile has an Islamic financial level of 0.76. The profile of the level of Islamic financial literacy shows that the level of behavior towards Islamic finance among employees is not in accordance with the knowledge and attitudes of employees in managing finances. The customer profile has an Islamic financial literacy level of 0.50. The level of customer Islamic financial literacy shows that the level of customer behavior towards Islamic finance is not in accordance with the level of customer knowledge and attitudes in managing finances.

Suggested Citation

  • Nugraha, Ahmad Lukman & Susilo, Adib & Rizqon, Abdul Latif & Fajaruddin, Achmad & Sholihah, Nurdiyanah, 2020. "Profil Literasi Keuangan Islam Karyawan dan Nasabah Baitul Maal Wa Tamwil Daarut Tauhid Bandung," OSF Preprints xche4, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:xche4
    DOI: 10.31219/osf.io/xche4
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