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Electronic Money Sebagai Alat Transaksi Dalam Pandangan Islam

Author

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  • Mufidah, Zahra Aulia
  • Kurniawan, Rachmad Risqy

Abstract

Revolusi dalam teknologi informasi dan komunikasi memfasilitasi perluasan dalam sistem pembayaran elektronik dan bentuk baru dalam instrumen pembayaran dengan munculnya instrumen pembayaran yang dikenal sebagai electronik money (e- money). Penggunaan e-money sebagai alternatif alat pembayaran non-tunai di beberapa negara menunjukkan adanya potensi yang cukup besar untuk mengurangi tingkat pertumbuhan penggunaan uang tunai, khususnya untuk pembayaran-pembayaran yang bersifat mikro sampai dengan ritel. Perkembangan ekonomi digital sangat penting, hampir perekonomian menggunakan teknologi informasi, komunikasi dan digital. Baik dalam pengemasan produk ataupun pemasaran produk. Tujuan penulisan artikel ini untuk mengkaji e-money apabila dilihat dari syariat Islam serta mengkaji akad apa yang ada pada transaksi menggunakan e-money. E-Money yang saat ini sudah menjadi bagian dari kemajuan teknologi di kalangan masyarakat halal dan sudah memenuhi kaidah-kaidah syariat sebagai alat transaksi dan muamalah.

Suggested Citation

  • Mufidah, Zahra Aulia & Kurniawan, Rachmad Risqy, 2022. "Electronic Money Sebagai Alat Transaksi Dalam Pandangan Islam," OSF Preprints v7346, Center for Open Science.
  • Handle: RePEc:osf:osfxxx:v7346
    DOI: 10.31219/osf.io/v7346
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