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Manajemen Dan Resiko Analisis Bmt

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  • MEGA, ANGGI JUMADILLA

Abstract

Bank Syariah didirikan dengan tujuan untuk mempromosikan dan mengembangkanpenerapan prinsip-prinsip Islam dalam bidang muamalah ke dalam transaksi keuangan dan perbankan. Prinsip utama yang diikuti oleh bank syariah adalah larangan praktik riba dalam berbagai bentuk transaksi, melakukan kegiatan usaha dan perdagangan berdasarkan perolehan yang sah, dan upaya menyuburkan zakat sebagai alat distribusi kekayaan. Keharaman bunga dalam syariah membawa konsekuensi adanya penghapusan bunga secara mutlak. Teori profit and loss sharing dibangun sebagai tawaran baru di luar sistem bunga yang cenderung tidak mencerminkan keadilan karena memberikan deskriminasi terhadap pembagian risiko maupun untung bagi para pelaku ekonomi. PLS merupakan kontrak bisnis dimana keuntungan dan/atau kerugian yang mungkin timbul dari kerugian bisnis tersebut akan ditanggung bersama-sama.

Suggested Citation

  • Mega, Anggi Jumadilla, 2023. "Manajemen Dan Resiko Analisis Bmt," OSF Preprints qntex, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:qntex
    DOI: 10.31219/osf.io/qntex
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