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Prosedur Pemberian Kredit Mikro Kreasi Pada PT. Pegadaian (Persero) Cabang Terandam Padang

Author

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  • Tasirileleu, Nelsika
  • Susanto, Romi

Abstract

PT Pegadaian (Persero) is one of the BUMNs in Indonesia in carrying out financial institution activities in the form of financing in the form of channeling funds to the public on the basis of pawn law. PT. Pegadaian (Persero) Cabang Terandam is micro-creation with installment loan terms ranging from 12 months, 24 months or 36 months. Relatively cheap capital leases are only 1% per month or 12% per year. Pegadaian (Persero) Terandam Branch. The results of the study show that micro credit creation by customers is not burdened with complicated procedures, starting from the credit application stage by submitting the required documents, checking the original documents, analyzing credit and disbursing it. The purpose of this credit granting procedure is to ensure the eligibility of a credit, also in the implementation of credit can be controlled and able to prevent the occurrence of unhealthy credit.

Suggested Citation

  • Tasirileleu, Nelsika & Susanto, Romi, 2023. "Prosedur Pemberian Kredit Mikro Kreasi Pada PT. Pegadaian (Persero) Cabang Terandam Padang," OSF Preprints m9482, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:m9482
    DOI: 10.31219/osf.io/m9482
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