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Aktivitas Pemberian Kredit Komersil Pada Bank Nagari Cabang Sijunjung

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  • Widayati, Ratna
  • Maiwati, Sepni

Abstract

The purpose of this study was to determine the activity of commercial lending at Bank Nagari Sijunjung Branch. In this study the authors use the method of collecting the data in two ways: Collection Method DataStudi Library (Library Research) This research was conducted by studying books, papers, articles, reading reports and publications related to the object of research , Field Study (Field Research) research directly carried out at Nagari Bank Branch Sijunjung to obtain the necessary data and conducting interviews for primary data. From the discussion above, the writer can draw conclusions as follows: Activity granting commercial loans at Bank Nagari Branch Sijunjung implemented according to the procedure of loans comprising the loan application, credit analysis, a signatory to the contract credit agreement, loan disbursements (disbursement), and credit control made for the smooth repayment of the loan so that any problems that arise can be immediately recognized and can immediately find a way out. The development of commercial loans in 2014 through 2016, which increased as the type of multi-use working capital loans increased from year to year is 33.9% to 50.7% and 90.3%. Caused because the number of requests from borrowers who want to develop their business or facilitate the business activities being undertaken by the debtor

Suggested Citation

  • Widayati, Ratna & Maiwati, Sepni, 2019. "Aktivitas Pemberian Kredit Komersil Pada Bank Nagari Cabang Sijunjung," OSF Preprints fnxaj, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:fnxaj
    DOI: 10.31219/osf.io/fnxaj
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