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Upaya Penanganan Kredit Bermasalah Pada Bank Nagari Cabang Utama Padang

Author

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  • Widayati, Ratna
  • Mendari, Winda Elo

Abstract

Bank as a financial institution serves as a financial intermediary or an intermediary of both parties namely the excess funds and parties lacking funds or parties who need funds. Any load disbursement by creditors or bank is a risk, because of he limitaions of human capability in predicting the future, therefore the bank mus plan in such a way and try to suppress the emergence of non performing credit risk. Non performing loans consist of special attention credits , non performing loans, doubt credit and bad debts, causes of non performing loans in the prsence of external factors where customers are unable to repay loans from banks. In the early stages of handling non performing loans is done byaproviding a warning letter in accordence with the level of credit problems but if when comes to letter of notification it will do draw collateral credit

Suggested Citation

  • Widayati, Ratna & Mendari, Winda Elo, 2019. "Upaya Penanganan Kredit Bermasalah Pada Bank Nagari Cabang Utama Padang," OSF Preprints ewm65, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:ewm65
    DOI: 10.31219/osf.io/ewm65
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