Electronic Money Sebagai Alat Transaksi Dalam Pandangan Islam

The revolution in information and communication technology facilitated the expansion of electronic payment systems and new forms of payment instruments with the emergence of a payment instrument known as electronic money (e-money). The use of e-money as an alternative to non-cash payment instruments in several countries shows that there is considerable potential to reduce the growth rate of cash use, especially for payments that are micro to retail. The development of the digital economy is very important, almost the economy uses information, communication and digital technology. Both in product packaging or product marketing. The purpose of writing this article is to examine e-money when viewed from Islamic law and to examine what contracts exist in transactions using e-money. E-Money, which has now become part of technological advancements among the halal community and has complied with sharia principles as a means of transaction and muamalah. The author wants to see E-Money from a sharia perspective, is it in accordance with Islamic law, what contracts are contained in depositing E-Money accounts belonging to apprenticeships and refills. This article tries to examine departing from these two problems.