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Analisis perkreditan ( kelompok 9)

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  • Qiblati, Tanti Insani

Abstract

Kredit merupakan salah satu kegiatan dalam dunia perbankan yang menghasilkan profit. Bank mendapatkan profit dari bunga kredit yang diberikan untuk debitur. Kredit adalah asset terbesar dalam dunia perbankan. Untuk itu kredit harus diawasi dimulai dari pengajuan, pemberian, pelaksanaan hingga pelunasannya agar tidak terjadi kredit macet. Kredit tidak bisa diberikan langsung kepada sembarang orang. Sebelum memberikan kredit kepada calon debitur harus diperhatikan faktor-faktor serta dianalisis keuangannya agar kredit yang dipinjamkan tidak menjadi kredit macet dan membuat sebuah bank tidak bisa menjalani kewajibannya. Dalam makalah ini akan dibahas mengenai penganalisisan laporan keuangan suatu perusahaan untuk mengetahui bagaimana kategori perusahaan yang dapat dipinjamkan kredit oleh suatu bank.

Suggested Citation

  • Qiblati, Tanti Insani, 2021. "Analisis perkreditan ( kelompok 9)," OSF Preprints 2vwnh, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:2vwnh
    DOI: 10.31219/osf.io/2vwnh
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