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Sistem Pembayaran Kredit Menurut Hukum Islam

Author

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  • Mufidah, Zahra Aulia
  • Kurniawan, Rachmad Risqy

Abstract

Lately buying and selling on credit has been carried out by the public. In this case, the buyer pays for the desired item in installments according to the agreed timeframe where the item is received in non-cash at a higher price than the cash price at the time the transaction occurred. Many scholars have different opinions on this matter, some say it is haram, halal and even doubtful. So in this study it will be discussed how the law of the credit payment system according to Islamic law uses the legal Istinbat method. Based on this research, it can be concluded that buying and selling with a credit system is permissible according to Syari’ah as long as there is no tyranny in it, there is no usury and it is done on a voluntary basis. The purpose of this study is to find out the sale and purchase of credit (installments), and how the law is according to Shari’ah.

Suggested Citation

  • Mufidah, Zahra Aulia & Kurniawan, Rachmad Risqy, 2023. "Sistem Pembayaran Kredit Menurut Hukum Islam," OSF Preprints 2admx, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:2admx
    DOI: 10.31219/osf.io/2admx
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