Analisis Kinerja Bank Swasta Studi Kasus Pada Bank Danamon, Citibank, Bank Permata

Banking company performance reflects the true condition of the company because it contains information about each business unit that can be achieved by the company within a certain period. Reports of the company's financial performance is a must to be reported periodically if the company has gone public or registered Stock Market Securities Indonesia. Research on the financial performance of the banking industry which is based on financial ratios pernh done before by Sumarta (2000), conducted a research on the evaluation of the performance of banking companies listed dibursa Securities Indonesia and Thailand before the financial crisis of 1997 consisted of 12 banks in Indonesia and 16 banks in Thailand, using CAMEL, the results of these studies show that commercial banks in Indonesia can be said to be better than Commercial banks in Thailand. A study conducted by Infobank (2014) related to the preparation of the national banking ratings can be said diindustri banking competition lately lasted very tight, the shifting position dijajaran 10 largest banks is inevitable, both in terms of assets, deposits, and loans. The top spot still held by the bank, the seco nd position in the hands of Bank Rakyat Indonesia. Meanwhile, some other banks that dropped him are Bank Danamon and Bank Permata. Danamon shifted from position five keperingkat six. Gem also down to ten of the top eight. In fact, Citybank bounced from the top 10. This study was conducted to analyze the performance of banks jewel, danamon banks and city banks. In analyzing the data using quantitative descriptive method with approach Camel method is to calculate the bank's performance with regard Capital, Assets, Management, Earnings and Liquidity by calculating the ratio that takes the data from the financial statements of the three banks that want to analyze their performance, and connect with a theory that can support in the discussion. Based on the results of research known gem bank performance, bank Danamon and city banks in 2013 decreased when compared to 2012. The decline in bank performance Permata, Bank Danamon and the City is not to interfere with his health. Despite a decline in performance in 2013, but three banks above still considered healthy banks. A decrease in the performance of the three banks namely Bank Permata, Danamon and city banks was largely due to the inefficient operation of the bank where it can be seen from the increase in ROA for each bank. The third Bank has BOPO value rose in 2013 compared to 2012.